@import "https://fonts.googleapis.com/css2?family=Outfit:wght@400;500;600;700&display=swap";
:root{--red:#ea2839;--red-dark:#b5172b;--red-soft:#ffe1df;--paper:#fff8f7;--paper-deep:#fff0ef;--white:#fff;--ink:#1a1a1a;--muted:#665756;--line:#e6bdba;--line-soft:#f2d9d7;--line-strong:#a17a77;--focus:#7c1020;--ease-out:cubic-bezier(.23, 1, .32, 1);color:var(--ink);background:var(--paper);font-synthesis:none;text-rendering:optimizelegibility;font-family:Outfit,Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);min-width:320px;margin:0}a{color:inherit}button,a{-webkit-tap-highlight-color:transparent}button,input{font:inherit}:focus-visible{outline:3px solid var(--focus);outline-offset:4px}h1,h2,h3,h4,p{margin-top:0}h1,h2,h3,h4{letter-spacing:-.025em;font-family:Outfit,Arial,sans-serif}[id]{scroll-margin-top:96px}main{width:min(1200px,100% - 96px);margin:0 auto}.skip-link{z-index:100;color:var(--white);background:var(--ink);padding:10px 14px;position:fixed;top:12px;left:12px;transform:translateY(-160%)}.skip-link:focus{transform:translateY(0)}.button{border-radius:8px;justify-content:center;align-items:center;min-height:52px;padding:12px 22px;font-weight:700;text-decoration:none;display:inline-flex}.button-primary{color:var(--white);background:var(--ink)}.button-primary:hover{background:var(--focus)}.landing-header,.landing-footer{width:min(1200px,100% - 96px);margin:0 auto}.landing-header{z-index:50;border-bottom:1px solid var(--line-soft);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#fff8f7f0;justify-content:space-between;align-items:center;gap:24px;min-height:76px;display:flex;position:sticky;top:0}.brand-link{align-items:center;display:inline-flex}.brand-wordmark{width:min(150px,40vw);height:auto;display:block}.brand-wordmark-red{width:min(150px,40vw)}.landing-nav{align-items:center;gap:24px;font-size:.92rem;font-weight:600;display:flex}.landing-nav a{text-decoration:none}.landing-nav>a:hover{color:var(--red-dark)}.nav-cta{min-height:42px;color:var(--white);background:var(--red-dark);cursor:pointer;border:0;border-radius:8px;padding:10px 20px;font-weight:700}.nav-cta:hover{background:var(--ink)}.eyebrow{color:var(--red-dark);letter-spacing:.08em;text-transform:uppercase;margin-bottom:14px;font-size:.75rem;font-weight:700;line-height:1.3}.landing-hero{grid-template-columns:minmax(0,1fr) minmax(400px,.85fr);align-items:center;gap:clamp(52px,8vw,112px);min-height:670px;padding:88px 0 104px;display:grid}.landing-hero-copy{max-width:650px}.landing-hero h1{text-wrap:balance;max-width:700px;margin-bottom:24px;font-size:clamp(3.5rem,6vw,5.75rem);font-weight:700;line-height:1.02}.landing-lede{max-width:35em;color:var(--muted);margin-bottom:30px;font-size:1.22rem;line-height:1.55}.hero-actions{flex-wrap:wrap;align-items:center;gap:20px;display:flex}.refi-primary-action{gap:8px;display:grid}.refi-action-note{color:var(--muted);margin:0;font-size:.82rem}.landing-button{cursor:pointer;border:0;border-radius:8px;justify-content:center;align-items:center;gap:16px;min-height:56px;padding:14px 18px 14px 24px;font-weight:700;display:inline-flex}.landing-button-primary{color:var(--white);background:var(--red-dark)}.landing-button span{width:26px;height:26px;color:var(--red-dark);background:var(--white);border-radius:50%;place-items:center;display:grid}.landing-button:hover{background:var(--ink)}.landing-text-link{color:var(--red-dark);text-underline-offset:4px;font-weight:700}.landing-disclaimer{max-width:600px;color:var(--muted);margin:18px 0 0;font-size:.83rem;line-height:1.5}.landing-route-panel{border:1px solid var(--line);background:var(--white);border-radius:16px;padding:30px;box-shadow:0 18px 50px #b5172b14}.route-panel-meta{color:var(--red-dark);text-transform:uppercase;letter-spacing:.07em;justify-content:space-between;align-items:center;margin-bottom:26px;font-size:.78rem;font-weight:700;display:flex}.route-panel-meta img{width:38px;height:38px}.landing-route-panel h2{margin-bottom:10px;font-size:clamp(1.7rem,2.6vw,2.35rem);line-height:1.1}.landing-route-panel>p{color:var(--muted);line-height:1.5}.route-panel-options{gap:12px;margin:26px 0 20px;display:grid}.route-panel-options a{border:1px solid var(--line);background:var(--paper);border-radius:10px;gap:3px;padding:18px;text-decoration:none;transition:border-color .18s,background .18s;display:grid}.route-panel-options a:hover{border-color:var(--red);background:var(--paper-deep)}.route-panel-options strong{font-size:1.02rem}.route-panel-options span{color:var(--muted);font-size:.87rem}.route-panel-note{border-top:1px solid var(--line-soft);margin-bottom:0;padding-top:18px;font-size:.85rem}.landing-benefits,.landing-process,.landing-reports,.landing-faq{border-top:1px solid var(--line-soft);padding:96px 0}.landing-benefits{border:1px solid var(--line-soft);background:var(--paper-deep);border-radius:16px;padding-left:40px;padding-right:40px}.landing-section-heading{max-width:710px;margin-bottom:46px}.landing-section-heading.compact{max-width:620px}.landing-section-heading h2{text-wrap:balance;margin-bottom:16px;font-size:clamp(2.45rem,4.5vw,4.4rem);font-weight:700;line-height:1.04}.landing-section-heading>p:last-child{color:var(--muted);margin-bottom:0;font-size:1.08rem;line-height:1.55}.landing-benefit-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;display:grid}.landing-benefit-grid article{border:1px solid var(--line);background:var(--white);border-radius:14px;min-height:255px;padding:28px}.landing-benefit-grid article>span{color:var(--red-dark);letter-spacing:.08em;margin-bottom:40px;font-size:.75rem;font-weight:700;display:inline-flex}.landing-benefit-grid h3{margin-bottom:12px;font-size:1.45rem;line-height:1.15}.landing-benefit-grid p{color:var(--muted);margin-bottom:0;line-height:1.5}.landing-process-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;padding:0;list-style:none;display:grid}.landing-process-grid li{border:1px solid var(--line);background:var(--white);border-radius:14px;min-height:270px;padding:30px}.landing-process-grid li>span{width:42px;height:42px;color:var(--white);background:var(--red-dark);border-radius:50%;place-items:center;margin-bottom:44px;font-weight:700;display:grid}.landing-process-grid h3{margin-bottom:12px;font-size:1.45rem;line-height:1.15}.landing-process-grid p{color:var(--muted);margin-bottom:0;line-height:1.55}.landing-report-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;display:grid}.landing-report-grid article{border:1px solid var(--line);background:var(--white);border-radius:16px;padding:34px}.report-badge{color:var(--red-dark);background:var(--red-soft);border-radius:999px;margin-bottom:24px;padding:7px 10px;font-size:.74rem;font-weight:700;display:inline-flex}.landing-report-grid h3{margin-bottom:12px;font-size:1.6rem}.landing-report-grid p{color:var(--muted);line-height:1.55}.landing-report-grid small{border-top:1px solid var(--line-soft);color:var(--muted);padding-top:18px;line-height:1.45;display:block}.landing-faq{grid-template-columns:minmax(260px,.7fr) minmax(0,1.3fr);gap:clamp(48px,8vw,110px);display:grid}.landing-faq-list{border-top:1px solid var(--ink)}.landing-faq details{border-bottom:1px solid var(--line)}.landing-faq summary{cursor:pointer;justify-content:space-between;align-items:center;gap:24px;padding:24px 0;font-size:1.12rem;font-weight:600;list-style:none;display:flex}.landing-faq summary::-webkit-details-marker{display:none}.landing-faq summary:after{color:var(--red-dark);content:"+";font-size:1.45rem;transition:transform .18s}.landing-faq details[open] summary:after{transform:rotate(45deg)}.landing-faq details p{max-width:680px;color:var(--muted);margin:0;padding:0 52px 26px 0;line-height:1.55}.landing-closing{color:var(--white);background:var(--red-dark);border-radius:16px;grid-template-columns:minmax(0,1fr) minmax(300px,.75fr);gap:clamp(44px,8vw,110px);padding:clamp(48px,7vw,84px);display:grid}.closing-wordmark{width:155px;margin-bottom:32px}.landing-closing .eyebrow{color:#ffd7db}.landing-closing h2{max-width:620px;margin-bottom:0;font-size:clamp(2.4rem,4.4vw,4.2rem);line-height:1.04}.landing-closing>div:last-child{align-self:end}.landing-closing p{color:var(--white);font-size:1.06rem;line-height:1.5}.landing-closing .landing-closing-note{color:#ffe1e4;font-size:.82rem}.landing-closing :focus-visible{outline-color:var(--white)}.landing-button-inverse{color:var(--ink);background:var(--white)}.landing-button-inverse span{color:var(--white);background:var(--red-dark)}.landing-button-inverse:hover{color:var(--white);background:var(--ink)}.landing-footer{border-top:1px solid var(--line-soft);color:var(--muted);justify-content:space-between;align-items:flex-start;gap:48px;padding:52px 0 60px;font-size:.84rem;display:flex}.footer-brand{max-width:340px}.footer-brand .brand-wordmark{margin-bottom:18px}.footer-brand p{margin:0;line-height:1.5}.footer-links{gap:clamp(40px,7vw,96px);display:flex}.footer-links div{gap:9px;display:grid}.footer-links strong{color:var(--ink);letter-spacing:.08em;text-transform:uppercase;margin-bottom:4px;font-size:.73rem}.footer-links a,.footer-links span{color:var(--muted);text-decoration:none}.dashboard-page{width:min(1200px,100% - 96px);padding:32px 0 72px}.dashboard-header{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:24px;min-height:62px;padding-bottom:24px;display:flex}.dashboard-header img{width:145px;display:block}.dashboard-header>div{align-items:center;gap:18px;display:flex}.dashboard-header a{color:var(--muted);font-size:.9rem;font-weight:600;text-decoration:none}.dashboard-demo-badge{color:var(--red-dark);background:var(--red-soft);text-transform:uppercase;letter-spacing:.07em;border-radius:999px;padding:7px 10px;font-size:.72rem;font-weight:700}.dashboard-intro{justify-content:space-between;align-items:end;gap:36px;padding:62px 0 36px;display:flex}.dashboard-intro>div:first-child{max-width:690px}.dashboard-intro h1{margin-bottom:14px;font-size:clamp(2.8rem,5vw,4.7rem);line-height:1.04}.dashboard-intro p:last-child{color:var(--muted);margin:0;font-size:1.03rem;line-height:1.5}.dashboard-status-summary{border:1px solid var(--line);background:var(--white);border-radius:12px;min-width:290px;padding:22px}.dashboard-status-summary span{color:var(--muted);text-transform:uppercase;letter-spacing:.07em;margin-bottom:6px;font-size:.75rem;display:block}.dashboard-status-summary strong{font-size:1.12rem}.dashboard-journey{border:1px solid var(--line);background:var(--white);border-radius:12px;grid-template-columns:repeat(4,minmax(0,1fr));margin-bottom:28px;display:grid;overflow:hidden}.dashboard-journey-step{border-right:1px solid var(--line-soft);align-items:center;gap:12px;padding:20px;display:flex}.dashboard-journey-step:last-child{border-right:0}.dashboard-journey-step>span{width:34px;height:34px;color:var(--muted);background:var(--paper-deep);border-radius:50%;place-items:center;font-size:.72rem;font-weight:700;display:grid}.dashboard-journey-step div{gap:3px;display:grid}.dashboard-journey-step small{color:var(--muted)}.dashboard-journey-step.state-completed>span{color:var(--white);background:var(--ink)}.dashboard-journey-step.state-required>span{color:var(--white);background:var(--red-dark)}.dashboard-grid{grid-template-columns:minmax(0,1.4fr) minmax(280px,.6fr);gap:24px;display:grid}.dashboard-primary-column,.dashboard-side-column{align-content:start;gap:24px;display:grid}.dashboard-card{border:1px solid var(--line);background:var(--white);border-radius:14px;padding:28px}.dashboard-card-heading{justify-content:space-between;align-items:flex-start;gap:24px;margin-bottom:18px;display:flex}.dashboard-card h2{margin-bottom:8px;font-size:clamp(1.55rem,2.5vw,2.15rem);line-height:1.1}.dashboard-card>p,.dashboard-card-heading+p{color:var(--muted);line-height:1.5}.dashboard-kicker{color:var(--red-dark);letter-spacing:.08em;text-transform:uppercase;margin-bottom:8px;font-size:.72rem;font-weight:700;display:block}.dashboard-step-chip{white-space:nowrap;color:var(--red-dark);background:var(--red-soft);border-radius:999px;padding:7px 10px;font-size:.73rem;font-weight:700}.dashboard-notice{border-left:3px solid var(--red-dark);color:var(--muted);background:var(--paper-deep);margin:22px 0;padding:16px;line-height:1.45}.dashboard-card button{color:#8d7e7c;cursor:not-allowed;background:#ede5e4;border:0;border-radius:8px;min-height:46px;padding:11px 16px;font-weight:700}.dashboard-count{width:38px;height:38px;color:var(--red-dark);background:var(--red-soft);border-radius:50%;place-items:center;font-weight:700;display:grid}.dashboard-empty-state{border:1px dashed var(--line);text-align:center;border-radius:12px;padding:46px 24px}.dashboard-empty-state img{opacity:.42;width:54px;margin-bottom:16px}.dashboard-empty-state h3{margin-bottom:8px}.dashboard-empty-state p{max-width:520px;color:var(--muted);margin:0 auto;line-height:1.5}.dashboard-details{margin:22px 0 0}.dashboard-details div{border-top:1px solid var(--line-soft);justify-content:space-between;gap:20px;padding:14px 0;display:flex}.dashboard-details dt{color:var(--muted)}.dashboard-details dd{text-align:right;margin:0;font-weight:600}.dashboard-appointment button{width:100%;margin-top:10px}.review-page{width:min(980px,100% - 48px);margin:0 auto;padding:clamp(56px,10vw,128px) 0}.review-shell{gap:clamp(30px,5vw,56px);display:grid}.review-intro{max-width:690px}.verified-mark{color:var(--ink);align-items:center;gap:9px;margin-bottom:22px;font-size:.92rem;font-weight:700;display:inline-flex}.verified-mark span{width:25px;height:25px;color:var(--paper);background:var(--ink);border-radius:50%;place-items:center;display:grid}.review-intro h1{margin-bottom:20px;font-size:clamp(3.4rem,8vw,6.2rem)}.review-intro>p:last-child,.review-next-step>p:last-child{max-width:620px;color:var(--muted);margin-bottom:0;font-size:clamp(1.1rem,2vw,1.35rem);line-height:1.5}.review-card{border:1px solid var(--line);background:var(--white);border-radius:16px;padding:clamp(24px,5vw,48px);box-shadow:0 18px 48px #1a1a1a0f}.review-card-heading{justify-content:space-between;align-items:flex-start;gap:24px;margin-bottom:28px;display:flex}.review-label{color:var(--red-dark);letter-spacing:.08em;text-transform:uppercase;margin-bottom:8px;font-size:.76rem;font-weight:700}.review-card h2,.review-next-step h2{margin-bottom:0;font-size:clamp(2rem,4vw,3.25rem);line-height:1.05}.review-lock{color:var(--muted);background:var(--paper-deep);border-radius:999px;padding:8px 11px;font-size:.78rem;font-weight:700}.review-details{border-top:1px solid var(--line);grid-template-columns:repeat(2,minmax(0,1fr));margin:0;display:grid}.review-details>div{border-bottom:1px solid var(--line);padding:20px 0}.review-details>div:nth-child(odd){padding-right:24px}.review-details>div:nth-child(2n){border-left:1px solid var(--line);padding-left:24px}.review-details dt{color:var(--muted);margin-bottom:7px;font-size:.78rem;font-weight:600}.review-details dd{overflow-wrap:anywhere;margin:0;font-size:1.08rem;font-weight:700}.review-note{color:var(--muted);margin:24px 0 0;font-size:.82rem;line-height:1.45}.review-empty{color:var(--muted);margin:24px 0 0;line-height:1.5}.review-next-step{max-width:690px}.review-next-step h2{margin-bottom:18px}.result-actions{flex-wrap:wrap;align-items:center;gap:12px;display:flex}.result-actions form:last-child .button{border:1px solid var(--ink);color:var(--ink);background:0 0}.result-actions form:last-child .button:hover{color:var(--paper);background:var(--ink)}@media (max-width:1000px){main,.dashboard-page,.landing-header,.landing-footer{width:min(100% - 56px,760px)}.landing-hero{grid-template-columns:1fr;min-height:0}.landing-route-panel{max-width:620px}.landing-benefit-grid,.landing-process-grid{grid-template-columns:1fr}.landing-benefit-grid article,.landing-process-grid li{min-height:0}.landing-report-grid,.landing-faq{grid-template-columns:1fr}.dashboard-journey{grid-template-columns:repeat(2,1fr)}.dashboard-journey-step:nth-child(2){border-right:0}.dashboard-journey-step:nth-child(-n+2){border-bottom:1px solid var(--line-soft)}.dashboard-grid{grid-template-columns:1fr}}@media (max-width:760px){main,.landing-header,.landing-footer,.dashboard-page,.review-page{width:min(100% - 32px,620px)}.landing-header{min-height:64px}.brand-wordmark-red{width:min(122px,39vw)}.landing-nav{gap:12px}.landing-nav>a:not(:first-child){display:none}.nav-cta{min-height:38px;padding:8px 12px;font-size:.78rem}.landing-hero{gap:42px;padding:64px 0 76px}.landing-hero h1{font-size:clamp(2.85rem,11vw,4.1rem);line-height:1.04}.landing-lede{font-size:1.08rem}.landing-route-panel{padding:24px}.landing-benefits,.landing-process,.landing-reports,.landing-faq{padding:72px 0}.landing-benefits{padding-left:22px;padding-right:22px}.landing-section-heading h2{font-size:clamp(2.25rem,9vw,3.4rem)}.landing-benefit-grid article,.landing-process-grid li,.landing-report-grid article{padding:24px}.landing-closing{grid-template-columns:1fr;padding:44px 24px}.landing-footer{flex-direction:column}.footer-links{justify-content:space-between;width:100%}.dashboard-header{align-items:flex-start}.dashboard-header>div{flex-direction:column;align-items:flex-end;gap:8px}.dashboard-intro{flex-direction:column;align-items:stretch}.dashboard-status-summary{min-width:0}.dashboard-journey{grid-template-columns:1fr}.dashboard-journey-step,.dashboard-journey-step:nth-child(2){border-right:0;border-bottom:1px solid var(--line-soft)}.dashboard-journey-step:last-child{border-bottom:0}.dashboard-card-heading{flex-direction:column}.review-details{grid-template-columns:1fr}.review-details>div:nth-child(odd),.review-details>div:nth-child(2n){border-left:0;padding-left:0;padding-right:0}}.refi-header{width:100%;color:var(--white);background:#211817;border-bottom-color:#49302f;padding:0 max(24px,50% - 600px)}.refi-main{width:100%}.refi-hero-disclaimer{color:#cdb7b4}.refi-header :focus-visible,.refi-hero :focus-visible,.refi-offer-preview :focus-visible,.refi-advantages :focus-visible,.refi-footer :focus-visible{outline-color:#ffb9c0}.refi-outline-button{color:#ffb9c0;border:1px solid #ff9ca5;border-radius:8px;align-items:center;min-height:56px;padding:14px 24px;font-weight:700;text-decoration:none;display:inline-flex}.refi-hero-trust{color:#ddc9c6;border-top:1px solid #49302f;flex-wrap:wrap;gap:22px;margin-top:38px;padding-top:20px;font-size:.82rem;display:flex}.refi-selector-card{color:var(--white);box-shadow:none;background:#302321;border-color:#684744}.refi-selector-meta{color:#ff9ca5;letter-spacing:.07em;text-transform:uppercase;justify-content:space-between;align-items:center;margin-bottom:24px;font-size:.75rem;font-weight:700;display:flex}.refi-selector-meta img{filter:brightness(0)invert();width:38px}.refi-selector-card h2,.refi-selector-card>p{text-align:center}.refi-selector-options{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:24px 0 20px;display:grid}.refi-selector-options a{min-height:96px;color:var(--white);background:#1b1413;border:1px solid #684744;border-radius:8px;grid-template-columns:40px 1fr;align-items:center;gap:12px;padding:14px;text-decoration:none;display:grid}.refi-selector-options a>b{color:#ff9ca5;background:#3a2927;border-radius:8px;place-items:center;width:40px;height:40px;font-size:.72rem;display:grid}.refi-selector-options a>span{color:var(--white);gap:4px;display:grid}.refi-selector-options a:hover{border-color:#ff7f8b}.refi-selector-options small{color:#cdb7b4;font-size:.76rem}.refi-selector-note{border-top:1px solid #49302f;margin-bottom:0;padding-top:18px;font-size:.82rem}.refi-offer-preview{width:100%;color:var(--white);background:#2b201e;padding:86px max(24px,50% - 600px)}.refi-section-heading{max-width:690px;margin-bottom:42px}.refi-section-heading.centered{text-align:center;margin-left:auto;margin-right:auto}.refi-section-heading h2{margin-bottom:14px;font-size:clamp(2.35rem,4vw,4rem);line-height:1.05}.refi-section-heading>p:last-child{color:var(--muted);line-height:1.5}.refi-offer-preview .refi-section-heading>p:last-child{color:#d7c2bf}.refi-preview-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;display:grid}.refi-preview-grid article{text-align:center;background:#362826;border:1px solid #634642;border-radius:10px;min-height:250px;padding:28px;position:relative}.refi-preview-grid article.featured{border-color:#ff7f8b}.refi-preview-grid article>small{color:#211817;background:#ff9ca5;border-radius:0 9px 0 8px;padding:6px 10px;font-weight:700;position:absolute;top:0;right:0}.refi-preview-grid article>span{color:#ff9ca5;text-transform:uppercase;letter-spacing:.08em;margin:24px 0 16px;font-size:.75rem;display:block}.refi-preview-grid h3{min-height:56px;color:var(--white);margin-bottom:15px;font-size:1.55rem}.refi-preview-grid p{color:#d7c2bf;line-height:1.5}.refi-preview-action{color:#f5dfdc;border:1px solid #73514d;border-radius:6px;margin-top:22px;padding:10px;font-size:.78rem;display:block}.refi-preview-note{color:#c6b0ad;text-align:center;margin:22px 0 8px;font-size:.78rem}.refi-preview-link{color:#ff9ca5;text-align:center;font-size:.86rem;font-weight:700;text-decoration:none;display:block}.refi-advantages{width:100%;color:var(--white);background:#17110f;border:0;border-radius:0;padding:90px max(24px,50% - 600px)}.refi-advantages .eyebrow{color:#ff9ca5}.row-heading{justify-content:space-between;align-items:end;gap:32px;max-width:none;display:flex}.row-heading a{color:#ff9ca5;font-weight:700;text-decoration:none}.refi-process,.refi-reports,.refi-faq{width:100%;color:var(--white);border-top:1px solid #49302f;margin:0;padding:88px max(24px,50% - 600px)}.refi-process{background:#2b201e}.refi-reports{background:#17110f}.refi-faq{background:#211817}.refi-process .eyebrow,.refi-reports .eyebrow,.refi-faq .eyebrow{color:#ff9ca5}.refi-process .landing-process-grid li,.refi-reports .landing-report-grid article{color:var(--white);background:#302321;border-color:#493430}.refi-process .landing-process-grid p,.refi-reports .landing-report-grid p,.refi-reports .landing-report-grid small{color:#d7c2bf}.refi-process :focus-visible,.refi-reports :focus-visible,.refi-faq :focus-visible{outline-color:#ffb9c0}.refi-process-grid{margin:0}.refi-footer{color:#ddc9c6;background:#17110f;width:100%;padding:54px max(24px,50% - 600px) 24px}.refi-footer-grid{grid-template-columns:1.3fr repeat(3,1fr);gap:48px;width:100%;display:grid}.refi-footer-grid>div{align-content:start;gap:10px;display:grid}.refi-footer-grid strong{color:var(--white)}.refi-footer-grid a,.refi-footer-grid span{color:#ddc9c6;text-decoration:none}.refi-footer-cta{color:#ffb9c0;background:0 0;border:1px solid #ff9ca5;border-radius:6px;margin-top:8px;padding:9px 12px;font-weight:700}.refi-footer>p{border-top:1px solid #49302f;width:100%;margin:42px 0 0;padding-top:18px;font-size:.78rem}.product-page{background:#f7f5f0;width:100%;padding:0 0 72px}.product-header{min-height:70px;color:var(--white);background:#211817;grid-template-columns:220px 1fr 44px;align-items:center;gap:30px;padding:0 max(24px,50% - 670px);display:grid}.product-header img{width:150px}.product-header nav{justify-content:center;gap:36px;display:flex}.product-header nav a{color:var(--white);font-size:.88rem;font-weight:600;text-decoration:none}.product-avatar{width:36px;height:36px;color:var(--red-dark);background:var(--red-soft);border-radius:50%;place-items:center;font-size:.75rem;font-weight:700;display:grid}.product-tab-rail{grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;width:min(1340px,100% - 48px);margin:0 auto 30px;display:grid}.product-tab-rail>a,.product-support-tab{background:var(--white);border:1px solid #d9d4cd;border-radius:8px;align-items:center;gap:14px;min-height:72px;padding:15px;text-decoration:none;display:flex}.product-tab-rail>a.is-active{border-color:var(--red);background:snow}.product-tab-rail>a.is-active b{color:var(--white);background:var(--red-dark)}.product-tab-rail b{width:38px;height:38px;color:var(--red-dark);background:var(--red-soft);border-radius:8px;place-items:center;font-size:.75rem;display:grid}.product-tab-rail>a>span,.product-support-tab>span{gap:2px;display:grid}.product-tab-rail small{color:#746d66}.product-demo-strip,.product-welcome,.requirements-workspace,.filter-panel,.offer-list-panel,.saved-panel{width:min(1340px,100% - 48px);margin-left:auto;margin-right:auto}.product-demo-strip{color:#714348;background:#fff1f2;border:1px solid #efc2c6;border-radius:6px;gap:12px;margin-bottom:34px;padding:10px 14px;font-size:.82rem;display:flex}.product-welcome{margin-top:34px;margin-bottom:28px}.product-welcome h1{margin-bottom:8px;font-size:2.1rem;font-weight:500}.product-welcome p{color:#625e58}.requirements-workspace{grid-template-columns:minmax(360px,.8fr) minmax(0,1.2fr);gap:28px;display:grid}.product-panel{background:var(--white);border:1px solid #ddd8d1;border-radius:10px;box-shadow:0 1px 2px #00000014}.requirements-panel,.recommendations-panel,.filter-panel,.offer-list-panel,.saved-panel{border-color:#2b2320;padding:28px}.product-panel h2{margin-bottom:8px;font-size:1.35rem}.product-panel>p{color:#6b655f}.product-panel fieldset{border:0;margin:28px 0;padding:0}.product-panel legend,.product-field{gap:10px;margin-bottom:10px;font-size:.88rem;display:grid}.choice-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;display:grid}.choice-grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.choice-grid label{border:1px solid #d9d4cd;border-radius:7px;align-items:center;gap:10px;min-height:62px;padding:14px;display:flex}.choice-grid label>span{gap:3px;display:grid}.choice-grid label small{color:#746d66}.product-field-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;display:grid}.product-field-grid .full{grid-column:1/-1}.product-field>span{align-items:center;gap:8px;display:flex}.product-field input,.filter-groups select,.filter-groups input{background:#f9f8f5;border:1px solid #cdc7bf;border-radius:6px;width:100%;min-height:44px;padding:10px 12px}.requirements-status{color:#772c34;background:#fff1f2;border:1px solid #f1c4c7;border-radius:7px;margin-top:26px;padding:18px}.requirements-status p{margin:6px 0;font-weight:700}.recommendation-empty{text-align:center;align-content:center;place-items:center;min-height:400px;display:grid}.recommendation-empty>span{color:#8a8279;background:#f0ede8;border-radius:50%;place-items:center;width:54px;height:54px;margin-bottom:22px;font-size:1.4rem;display:grid}.recommendation-empty p{color:#756e67;max-width:560px}.recommendation-empty button{color:#8d8580;background:#e9e5df;border:0;border-radius:6px;min-height:44px;margin-top:14px;padding:10px 18px;font-weight:700}.offer-list-footer button{min-height:44px;color:var(--white);background:#211817b8;border:0;border-radius:6px;margin-top:14px;padding:10px 18px;font-weight:700}.filter-panel{margin-bottom:24px}.filter-section{margin-top:26px}.filter-section h3{color:#544d47;letter-spacing:.07em;text-transform:uppercase;align-items:center;gap:14px;margin-bottom:14px;font-size:.74rem;display:flex}.filter-section h3:after{content:"";background:#ddd8d1;flex:1;height:1px}.filter-groups{align-items:end;gap:18px;display:grid}.primary-filters{grid-template-columns:1.2fr repeat(3,1fr)}.secondary-filters{grid-template-columns:repeat(3,1fr)}.filter-groups fieldset{margin:0}.filter-groups>label{gap:8px;font-size:.86rem;display:grid}.compact-choices label{border-radius:6px;justify-content:center;min-height:40px;padding:8px 12px}.compact-choices label:has(input:checked){border-color:var(--red);color:var(--red-dark);background:snow}.offer-list-heading{justify-content:space-between;align-items:start;gap:24px;margin-bottom:26px;display:flex}.offer-list-heading p{color:#6b655f}.offer-list-heading select{min-width:170px;padding:10px}.offer-scenario-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;display:grid}.offer-scenario-grid article{border:1px solid #ddd8d1;border-radius:8px;grid-template-columns:48px 1fr 1fr;align-items:center;gap:14px;min-height:84px;padding:14px;display:grid}.scenario-mark{width:44px;height:44px;color:var(--red-dark);background:var(--red-soft);border-radius:7px;place-items:center;font-weight:700;display:grid}.offer-scenario-grid article>div{gap:4px;display:grid}.offer-scenario-grid small{color:#756f68}.scenario-terms{text-align:right;justify-items:end}.scenario-terms b{color:var(--red-dark)}.offer-list-footer{color:#6b655f;border-top:1px solid #ddd8d1;justify-content:space-between;align-items:center;gap:24px;margin-top:22px;padding-top:20px;display:flex}.saved-panel{min-height:300px}.product-empty-state{text-align:center;align-content:center;place-items:center;min-height:400px;display:grid}.saved-empty.product-empty-state{min-height:230px}.product-empty-state>span{color:#8a8279;background:#f0ede8;border-radius:50%;place-items:center;width:54px;height:54px;margin-bottom:22px;font-size:1.4rem;display:grid}.saved-empty a{color:var(--red-dark);font-weight:700}@media (max-width:1000px){.refi-hero{grid-template-columns:1fr;min-height:0}.refi-footer-grid{grid-template-columns:1fr 1fr}.requirements-workspace{grid-template-columns:1fr}.filter-groups,.product-tab-rail{grid-template-columns:1fr 1fr}}@media (max-width:760px){.refi-header{padding:0 16px}.refi-hero{padding:64px 16px}.refi-selector-options,.refi-preview-grid,.refi-footer-grid{grid-template-columns:1fr}.refi-offer-preview,.refi-advantages{padding-left:16px;padding-right:16px}.refi-process,.refi-reports,.refi-faq{width:100%;padding-left:16px;padding-right:16px}.row-heading{flex-direction:column;align-items:start}.product-header{grid-template-columns:1fr 36px;padding:0 16px}.product-header nav{display:none}.product-tab-rail{grid-template-columns:1fr;width:calc(100% - 32px)}.product-demo-strip,.product-welcome,.requirements-workspace,.filter-panel,.offer-list-panel,.saved-panel{width:calc(100% - 32px)}.filter-groups,.offer-scenario-grid,.choice-grid,.choice-grid.three,.product-field-grid{grid-template-columns:1fr}.product-field-grid .full{grid-column:auto}.offer-scenario-grid article{grid-template-columns:44px 1fr}.scenario-terms{text-align:left;grid-column:2;justify-items:start}.offer-list-heading,.offer-list-footer{flex-direction:column;align-items:stretch}}.refi-header{border-bottom:1px solid var(--line-soft);width:100%;color:var(--ink);background:#fff8f7f5;padding:0 max(24px,50% - 600px)}.refi-header .brand-wordmark-red{filter:none}.refi-header .landing-nav>a{color:var(--ink)}.refi-header .nav-cta{color:var(--white);background:var(--red-dark)}.refi-header :focus-visible{outline-color:var(--focus)}.product-header{color:var(--ink);border-bottom:1px solid var(--line-soft);background:var(--white)}.product-header nav a{color:var(--ink)}.product-header nav a.is-active{color:var(--red-dark)}.product-header :focus-visible{outline-color:var(--focus)}.refi-main{background:var(--paper);width:100%}.simple-landing-header{border-bottom:1px solid var(--line-soft);background:var(--white);justify-content:space-between;align-items:center;gap:20px;width:100%;min-height:76px;padding:0 max(24px,50% - 600px);display:flex}.simple-landing-logo{display:inline-flex}.simple-landing-logo img{width:142px;height:auto}.simple-landing-logo:focus-visible,.preview-version-link:focus-visible{outline:3px solid var(--focus);outline-offset:5px}.preview-version-link{color:var(--red-dark);text-underline-offset:4px;font-size:.82rem;font-weight:700}.simple-landing-hero{background:var(--paper);place-items:center;min-height:calc(100vh - 76px);padding:72px 24px 96px;display:grid}.simple-landing-copy{text-align:center;width:min(100%,760px)}.simple-landing-copy h1{text-wrap:balance;max-width:720px;margin:0 auto 24px;font-size:clamp(3rem,7vw,5.6rem);line-height:1.02}.simple-landing-copy .landing-lede{max-width:660px;margin:0 auto 30px;font-size:1.2rem}.simple-value-list{text-align:left;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:0 auto 30px;display:grid}.simple-value-list p{border:1px solid var(--line);min-height:92px;color:var(--muted);background:var(--white);border-radius:10px;margin:0;padding:18px;font-size:.92rem;line-height:1.45}.simple-value-list strong{color:var(--ink);margin-bottom:6px;display:block}.simple-landing-copy form{justify-content:center;display:flex}.simple-landing-copy .refi-action-note{margin-top:9px}.simple-landing-disclosure{border:1px solid var(--line);max-width:680px;color:var(--muted);background:var(--white);text-align:left;border-radius:10px;margin:30px auto 0;padding:18px 20px;font-size:.86rem;line-height:1.55}.simple-landing-disclosure p{margin:0}.simple-landing-disclosure strong{color:var(--ink)}.refi-hero{width:100%;min-height:650px;color:var(--ink);background:var(--paper);padding:90px max(24px,50% - 600px)}.refi-hero .eyebrow{color:var(--red-dark)}.refi-hero h1{max-width:650px;font-size:clamp(3.1rem,5.5vw,5.35rem)}.refi-hero .landing-lede,.refi-hero-disclaimer{color:var(--muted)}.refi-hero :focus-visible{outline-color:var(--focus)}.refi-primary-button{color:var(--white);background:var(--red-dark)}.refi-outline-button{border:1px solid var(--red-dark);min-height:56px;color:var(--red-dark);border-radius:8px;align-items:center;padding:14px 24px;font-weight:700;text-decoration:none;display:inline-flex}.refi-hero-trust{border-top:1px solid var(--line);color:var(--muted);flex-wrap:wrap;gap:22px;margin-top:38px;padding-top:20px;font-size:.82rem;display:flex}.refi-hero-trust span:before{color:var(--red-dark);content:"✓";margin-right:8px}.refi-selector-card{border-color:var(--line);color:var(--ink);background:var(--white);box-shadow:0 18px 50px #b5172b14}.refi-selector-meta{color:var(--red-dark)}.refi-selector-meta img{filter:none}.refi-selector-card>p{color:var(--muted)}.refi-selector-options a{border-color:var(--line);color:var(--ink);background:var(--paper)}.refi-selector-options a>b{color:var(--red-dark);background:var(--red-soft)}.refi-selector-options a>span{color:var(--ink)}.refi-selector-options a:hover{border-color:var(--red);background:var(--paper-deep)}.refi-selector-options small{color:var(--muted)}.refi-selector-note{border-top-color:var(--line-soft)}.v2-route-values{gap:12px;margin:26px 0 20px;display:grid}.v2-route-values div{border-bottom:1px solid var(--line-soft);align-items:center;gap:12px;padding:13px 0;display:flex}.v2-route-values strong{width:34px;height:34px;color:var(--red-dark);background:var(--red-soft);border-radius:50%;flex:0 0 34px;place-items:center;font-size:.72rem;display:grid}.v2-route-values span{color:var(--ink);font-size:.9rem;line-height:1.35}.version-switcher{border-top:1px solid var(--line-soft);color:var(--muted);background:var(--white);justify-content:center;align-items:center;gap:12px;padding:22px 24px;font-size:.8rem;display:flex}.version-switcher a{color:var(--red-dark);text-underline-offset:4px;font-weight:700}.refi-selector-options form{margin:0}.refi-selector-options button{border:1px solid var(--line);width:100%;min-height:96px;color:var(--ink);background:var(--paper);font:inherit;text-align:left;cursor:pointer;border-radius:8px;grid-template-columns:40px 1fr;align-items:center;gap:12px;padding:14px;display:grid}.refi-selector-options button>b{width:40px;height:40px;color:var(--red-dark);background:var(--red-soft);border-radius:8px;place-items:center;font-size:.72rem;display:grid}.refi-selector-options button>span{gap:4px;display:grid}.refi-selector-options button small{color:var(--muted);font-size:.76rem}.refi-selector-options button:hover{border-color:var(--red);background:var(--paper-deep)}.todays-rates{border-top:1px solid var(--line-soft);background:var(--white);padding:88px max(24px,50% - 600px)}.rates-heading{justify-content:space-between;align-items:end;gap:30px;margin-bottom:34px;display:flex}.rates-heading h2{margin:0;font-size:clamp(2.5rem,4.5vw,4.4rem);line-height:1.03}.rates-as-of{color:var(--muted);margin-top:10px;font-size:.78rem;display:inline-block}.rates-tabs{border:1px solid var(--line);background:var(--paper);border-radius:10px;padding:4px;display:inline-flex}.rates-tabs button{min-height:42px;color:var(--muted);cursor:pointer;background:0 0;border:0;border-radius:7px;padding:9px 16px;font-weight:700}.rates-tabs button.active{color:var(--white);background:var(--red-dark)}.rates-panel{min-height:285px}.rates-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;display:grid}.rates-grid article{border:1px solid var(--line);background:var(--paper);text-align:center;border-radius:12px;justify-items:center;min-height:245px;padding:28px;display:grid}.rate-lender-mark{width:42px;height:42px;color:var(--white);background:var(--red-dark);border-radius:9px;place-items:center;font-weight:700;display:grid}.rates-grid h3{margin:18px 0 8px;font-size:1.35rem}.rates-grid strong{color:var(--red-dark);font-size:2.4rem;line-height:1}.rates-grid strong sup{vertical-align:top;margin-left:2px;font-size:.8rem}.rates-grid b{margin-top:6px;font-size:.82rem}.rates-grid p{color:var(--muted);margin:14px 0 0;font-size:.8rem}.rates-grid form{align-self:end;width:100%;margin-top:18px}.rates-grid form button,.bank-rates-empty form button{border:1px solid var(--red-dark);width:100%;min-height:42px;color:var(--red-dark);cursor:pointer;background:0 0;border-radius:7px;padding:9px 14px;font-weight:700}.rates-grid form button:hover,.bank-rates-empty form button:hover{color:var(--white);background:var(--red-dark)}.rates-disclaimer{color:var(--muted);text-align:center;margin:18px 0 0;font-size:.72rem;line-height:1.45}.bank-rates-empty{border:1px dashed var(--line);background:var(--paper);border-radius:12px;place-items:center;display:grid}.bank-rates-empty>div{text-align:center;max-width:660px;padding:42px}.bank-rates-empty>div>span{width:48px;height:48px;color:var(--red-dark);background:var(--red-soft);border-radius:50%;place-items:center;margin:0 auto 16px;font-size:1.4rem;display:grid}.bank-rates-empty p{color:var(--muted);line-height:1.5}.bank-rates-empty a{color:var(--red-dark);font-weight:700;text-decoration:none}.refi-benefits{background:var(--paper-deep);padding:80px max(24px,50% - 600px)}.benefits-simple-heading{max-width:none;margin-bottom:38px}.benefits-simple-heading h2{text-wrap:balance;margin:0;font-size:clamp(2.6rem,4vw,4rem);line-height:1.04}.benefits-simple-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;display:grid}.benefit-card{border:1px solid var(--line);min-height:260px;color:var(--ink);background:var(--white);border-radius:12px;flex-direction:column;padding:28px 26px;display:flex}.benefit-card-number{color:var(--red-dark);letter-spacing:.04em;margin-bottom:38px;font-size:.74rem;font-weight:700;display:block}.benefit-card h3{margin-bottom:18px;font-size:clamp(1.22rem,1.7vw,1.5rem);line-height:1.2}.benefit-card p{max-width:25ch;color:var(--muted);margin:0;font-size:.98rem;line-height:1.55}.benefits-disclaimer{max-width:1000px;color:var(--muted);margin:16px 0 0;font-size:.76rem;line-height:1.5}.placeholder-reviews{background:var(--white);padding:90px max(24px,50% - 600px)}.placeholder-review-heading{justify-content:space-between;align-items:end;gap:30px;margin-bottom:36px;display:flex}.placeholder-review-heading h2{max-width:760px;margin:0;font-size:clamp(2.4rem,4.5vw,4rem);line-height:1.04}.placeholder-review-heading>span{color:var(--red-dark);background:var(--red-soft);text-transform:uppercase;border-radius:999px;padding:8px 11px;font-size:.72rem;font-weight:700}.placeholder-review-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;display:grid}.placeholder-review-grid article{border:1px dashed var(--line);background:var(--paper);border-radius:14px;align-content:space-between;min-height:300px;padding:30px;display:grid}.placeholder-stars{color:var(--red);letter-spacing:.18em}.placeholder-review-grid blockquote{color:var(--muted);margin:30px 0;font-size:1.18rem;line-height:1.55}.placeholder-review-grid article>div:last-child{border-top:1px solid var(--line-soft);align-items:center;gap:12px;padding-top:18px;display:flex}.placeholder-review-grid article>div:last-child>b{width:42px;height:42px;color:var(--white);background:var(--red-dark);border-radius:50%;place-items:center;display:grid}.placeholder-review-grid article>div:last-child>span{gap:3px;display:grid}.placeholder-review-grid small,.placeholder-reviews>p{color:var(--muted)}.placeholder-reviews>p{text-align:center;margin:22px 0 0;font-size:.78rem}.refi-process-simple{background:var(--white);padding:88px max(24px,50% - 500px)}.refi-process-simple ol{gap:0;margin:0;padding:0;list-style:none;display:grid}.refi-process-simple li{border-bottom:1px solid var(--line-soft);grid-template-columns:54px 1fr;gap:24px;padding:26px 0;display:grid}.refi-process-simple li>span{width:44px;height:44px;color:var(--white);background:var(--red-dark);border-radius:50%;place-items:center;font-weight:700;display:grid}.refi-process-simple h3{margin-bottom:7px;font-size:1.45rem}.refi-process-simple p{max-width:680px;color:var(--muted);margin:0;line-height:1.5}.animated-flow{position:relative;overflow:hidden}.animated-flow .flow-track{background:var(--line);border-radius:999px;width:min(760px,100% - 120px);height:3px;margin:0 auto -22px;position:relative;overflow:visible}.animated-flow .flow-track:before{border-radius:inherit;background:linear-gradient(90deg, var(--red-dark), var(--red), var(--red-dark));content:"";transform-origin:0;position:absolute;inset:0;transform:scaleX(1)}.animated-flow .flow-track span{border:3px solid var(--white);background:var(--red-dark);width:14px;height:14px;box-shadow:0 0 0 1px var(--red-dark);border-radius:50%;position:absolute;top:50%;left:100%;transform:translate(-50%,-50%)}.animated-flow ol{grid-template-columns:repeat(3,minmax(0,1fr));gap:32px}.animated-flow li{text-align:center;opacity:1;border:0;padding:0;display:block}.animated-flow.is-ready:not(.is-visible) li{opacity:0}.animated-flow.is-ready:not(.is-visible) .flow-track:before{transform:scaleX(0)}.animated-flow.is-ready:not(.is-visible) .flow-track span{left:0}.animated-flow.is-visible li{animation:.65s ease-out both flow-step}.animated-flow.is-visible li:nth-child(2){animation-delay:.35s}.animated-flow.is-visible li:nth-child(3){animation-delay:.7s}.animated-flow.is-visible .flow-track:before{animation:1.8s ease-out both flow-progress}.animated-flow.is-visible .flow-track span{animation:1.8s ease-out both flow-dot}.animated-flow li>span{z-index:1;box-shadow:0 0 0 8px var(--white);margin:0 auto 24px;position:relative}.animated-flow li p{margin:0 auto}@keyframes flow-progress{0%{transform:scaleX(0)}to{transform:scaleX(1)}}@keyframes flow-dot{0%{left:0}to{left:100%}}@keyframes flow-step{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}.refinance-calculator{background:var(--paper-deep);padding:90px max(24px,50% - 600px)}.calculator-heading{max-width:720px;margin-bottom:36px}.calculator-heading h2{margin-bottom:14px;font-size:clamp(2.4rem,4.3vw,4rem);line-height:1.04}.calculator-heading>p:last-child{color:var(--muted);line-height:1.5}.calculator-loan-tabs{border:1px solid var(--line);background:var(--white);border-radius:10px;margin-bottom:18px;padding:4px;display:inline-flex}.calculator-loan-tabs button{min-height:42px;color:var(--muted);cursor:pointer;background:0 0;border:0;border-radius:7px;padding:9px 18px;font-weight:700}.calculator-loan-tabs button.active{color:var(--white);background:var(--red-dark)}.calculator-shell{border:1px solid var(--line);background:var(--white);border-radius:14px;grid-template-columns:minmax(0,1fr) minmax(0,1fr);display:grid;overflow:hidden}.calculator-inputs{gap:18px;padding:34px;display:grid}.calculator-inputs h3{margin-bottom:2px;font-size:1.5rem}.calculator-inputs label small{color:var(--muted);font-size:.76rem;font-weight:400;line-height:1.4}.calculator-method{color:var(--muted);margin:5px 0 0;font-size:.82rem}.calculator-inputs label{gap:8px;font-size:.87rem;font-weight:600;display:grid}.calculator-inputs label>span{align-items:center;gap:8px;display:flex}.calculator-inputs input,.calculator-inputs select{border:1px solid var(--line);width:100%;min-height:46px;color:var(--ink);background:var(--paper);border-radius:7px;padding:10px 12px}.calculator-input-row{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;display:grid}.calculator-results{color:var(--white);background:var(--red-dark);padding:34px}.calculator-results>span{letter-spacing:.08em;text-transform:uppercase;font-size:.75rem;font-weight:700}.calculator-results>h3{margin:28px 0 4px;font-size:clamp(3rem,5vw,5rem);line-height:1}.calculator-results>p{color:#ffe0e3}.calculator-results dl{margin:28px 0}.calculator-results dl div{border-top:1px solid #ffffff40;justify-content:space-between;gap:20px;padding:14px 0;display:flex}.calculator-results dt{color:#ffe0e3}.calculator-results dd{text-align:right;margin:0;font-weight:700}.calculator-results small{color:#ffe0e3;line-height:1.45;display:block}.current-loan-summary{border-top:1px solid var(--line-soft);grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:4px;padding-top:18px;display:grid}.current-loan-summary>div{border:1px solid var(--line);background:var(--paper);border-radius:8px;gap:5px;padding:14px;display:grid}.current-loan-summary span{color:var(--muted);font-size:.76rem}.current-loan-summary strong{font-size:1.2rem}.current-loan-summary .eir-summary{grid-column:1/-1}.current-loan-summary .eir-summary small{color:var(--muted);font-size:.7rem;font-weight:400}.refi-faq{width:min(1200px,100% - 96px);color:var(--ink);background:var(--paper);border-top:0;margin:0 auto;padding:90px 0}.refi-faq .eyebrow{color:var(--red-dark)}.refi-faq .landing-faq-list{border-top-color:var(--ink)}.refi-faq details{border-bottom-color:var(--line)}.refi-faq summary{color:var(--ink)}.refi-faq summary:after{color:var(--red-dark)}.refi-faq details p{color:var(--muted)}.refi-footer{border-top:1px solid var(--line);width:100%;color:var(--muted);background:var(--white);padding:58px max(24px,50% - 600px) 24px;display:block}.refi-footer .brand-wordmark-red{filter:none}.footer-main{grid-template-columns:1.35fr .8fr 1fr 1.1fr;gap:52px;display:grid}.footer-intro .brand-wordmark{margin-bottom:20px}.footer-intro p,.footer-cta p{line-height:1.5}.footer-column{align-content:start;gap:10px;display:grid}.footer-column strong,.footer-cta strong{color:var(--ink);margin-bottom:4px}.footer-column a,.footer-column span{color:var(--muted);text-decoration:none}.footer-cta button{min-height:44px;color:var(--white);background:var(--red-dark);border:0;border-radius:7px;padding:10px 14px;font-weight:700}.footer-bottom{border-top:1px solid var(--line-soft);grid-template-columns:auto 1fr auto;gap:30px;margin-top:46px;padding-top:20px;font-size:.75rem;display:grid}.footer-bottom span:nth-child(2){text-align:center}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;padding:0;position:absolute;overflow:hidden}.dashboard-clean,.offers-clean,.saved-clean{background:var(--paper);min-height:100vh;padding-top:1px}.dashboard-welcome{justify-content:space-between;align-items:end;gap:28px;display:flex}.case-badge{color:var(--red-dark);background:var(--red-soft);letter-spacing:.04em;text-transform:uppercase;border-radius:999px;margin-bottom:14px;padding:7px 10px;font-size:.72rem;font-weight:700;display:inline-flex}.case-reference{border:1px solid var(--line);background:var(--white);text-align:right;border-radius:10px;gap:4px;min-width:190px;padding:16px 18px;display:grid}.case-reference small{color:var(--muted)}.dashboard-gate-grid{grid-template-columns:minmax(250px,.58fr) minmax(0,1.42fr);gap:24px;width:min(1200px,100% - 48px);margin:0 auto;display:grid}.case-progress-panel,.report-gate-panel{padding:28px}.panel-kicker{color:var(--red-dark);letter-spacing:.08em;text-transform:uppercase;margin-bottom:8px;font-size:.72rem;font-weight:700}.case-progress-list{margin:24px 0 0;padding:0;list-style:none;display:grid}.case-progress-list li{border-bottom:1px solid var(--line-soft);color:var(--muted);grid-template-columns:38px 1fr;gap:12px;padding:18px 0;display:grid}.case-progress-list li>span{background:var(--paper-deep);border-radius:50%;place-items:center;width:34px;height:34px;font-size:.7rem;font-weight:700;display:grid}.case-progress-list li>div{gap:3px;display:grid}.case-progress-list li.complete{color:var(--ink)}.case-progress-list li.complete>span{color:var(--white);background:var(--ink)}.case-progress-list li.active{color:var(--ink)}.case-progress-list li.active>span{color:var(--white);background:var(--red-dark);box-shadow:0 0 0 6px var(--red-soft)}.case-progress-list small{color:var(--muted)}.report-gate-heading{justify-content:space-between;align-items:start;gap:24px;display:flex}.report-gate-heading h2{max-width:620px;font-size:clamp(1.8rem,3vw,2.6rem)}.report-gate-heading>span,.offers-locked-chip{color:var(--red-dark);background:var(--red-soft);white-space:nowrap;border-radius:999px;padding:7px 10px;font-size:.72rem;font-weight:700}.report-gate-panel>p{max-width:720px;color:var(--muted);line-height:1.5}.report-lock-note{background:var(--red-soft);border-radius:8px;margin:12px 0 0;padding:12px 14px;font-size:.86rem;color:var(--red-dark)!important}.report-gate-panel fieldset{border:0;margin:28px 0;padding:0}.report-requirement-card{border:1px solid var(--line);background:var(--paper);border-radius:10px;grid-template-columns:46px 1fr;gap:16px;margin:24px 0;padding:20px;display:grid}.report-requirement-card>span{width:42px;height:42px;color:var(--white);background:var(--red-dark);border-radius:50%;place-items:center;display:grid}.report-requirement-card>div{gap:5px;display:grid}.report-requirement-card small,.report-requirement-card p{color:var(--muted)}.report-requirement-card p{margin:3px 0 0;line-height:1.45}.secure-upload-placeholder{border:1px dashed var(--line);text-align:center;border-radius:10px;padding:22px}.secure-upload-placeholder p{color:var(--muted)}.secure-upload-placeholder button{color:#8d8580;background:#e9e5df;border:0;border-radius:7px;min-height:42px;padding:9px 15px;font-weight:700}.polished-filter-panel{width:min(1200px,100% - 48px);margin-left:auto;margin-right:auto}.choice-grid.two{grid-template-columns:repeat(2,minmax(0,1fr));max-width:420px}.offers-locked-panel{text-align:center;align-content:center;place-items:center;width:min(1200px,100% - 48px);min-height:330px;margin:24px auto 0;padding:42px;display:grid}.offers-locked-panel>span{width:48px;height:48px;color:var(--white);background:var(--red-dark);border-radius:50%;place-items:center;margin-bottom:18px;font-size:.76rem;font-weight:700;display:grid}.offers-locked-panel h2{font-size:2rem}.offers-locked-panel p{max-width:680px;color:var(--muted);line-height:1.5}.offers-locked-panel a{color:var(--red-dark);font-weight:700}.site-header{z-index:60;border-bottom:1px solid var(--line-soft);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#fff8f7f5;grid-template-columns:180px 1fr auto;align-items:center;gap:28px;min-height:74px;padding:0 max(24px,50% - 600px);display:grid;position:sticky;top:0}.site-logo{align-items:center;display:inline-flex}.site-logo img{width:148px;display:block}.site-menu-button,.site-mobile-menu,.mobile-site-actions{display:none}.site-nav{justify-content:flex-end;align-items:center;gap:24px;display:flex}.site-nav a{color:var(--ink);font-size:.9rem;font-weight:600;text-decoration:none}.site-nav a:hover{color:var(--red-dark)}.site-actions{align-items:center;gap:10px;display:flex}.site-actions form{margin:0}.site-actions button,.site-actions>a{cursor:pointer;border-radius:8px;justify-content:center;align-items:center;min-height:42px;padding:9px 16px;font-weight:700;text-decoration:none;display:inline-flex}.login-button{border:1px solid var(--red-dark);color:var(--red-dark);background:0 0}.get-started-button{border:1px solid var(--red-dark);color:var(--white);background:var(--red-dark)}.public-inner-page{background:var(--paper);width:100%;min-height:70vh}.inner-page-hero{text-align:center;padding:90px max(24px,50% - 500px) 68px}.inner-page-hero h1{margin-bottom:18px;font-size:clamp(3rem,6vw,5.4rem);line-height:1.02}.declaration-hero h1{white-space:nowrap;max-width:1000px;margin-inline:auto;font-size:clamp(3rem,4.5vw,3.5rem)}.inner-page-hero>p:last-child{max-width:720px;color:var(--muted);margin:0 auto;font-size:1.15rem;line-height:1.55}.inner-page-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;padding:0 max(24px,50% - 550px) 90px;display:grid}.inner-page-grid article{border:1px solid var(--line);background:var(--white);border-radius:12px;padding:28px}.inner-page-grid h2{font-size:1.45rem}.inner-page-grid p,.inner-page-note p{color:var(--muted);line-height:1.55}.inner-page-note{background:var(--paper-deep);text-align:center;padding:64px max(24px,50% - 425px)}.inner-page-note h2{font-size:clamp(2rem,4vw,3.5rem)}.calculator-page .refinance-calculator{padding-top:24px}.faq-page{padding-bottom:90px}.standalone-faq-list{border-top:1px solid var(--ink);width:min(900px,100% - 48px);margin:0 auto}.standalone-faq-list details{border-bottom:1px solid var(--line)}.standalone-faq-list summary{cursor:pointer;justify-content:space-between;gap:24px;padding:24px 0;font-size:1.12rem;font-weight:700;list-style:none;display:flex}.standalone-faq-list summary::-webkit-details-marker{display:none}.standalone-faq-list summary:after{color:var(--red-dark);content:"+";font-size:1.5rem}.standalone-faq-list details[open] summary:after{transform:rotate(45deg)}.standalone-faq-list p{max-width:760px;color:var(--muted);padding:0 50px 24px 0;line-height:1.55}.preview-login-page{background:var(--paper);align-content:center;place-items:center;gap:24px;width:100%;min-height:100vh;padding:44px 18px;display:grid}.preview-login-page>a:first-child img{width:158px}.preview-login-card{border:1px solid var(--line);background:var(--white);border-radius:16px;width:min(100%,470px);padding:34px;box-shadow:0 24px 70px #b5172b1a}.preview-login-icon{width:48px;height:48px;color:var(--white);background:var(--red-dark);border-radius:12px;place-items:center;margin-bottom:24px;font-size:1.4rem;display:grid}.preview-login-card h1{margin-bottom:10px;font-size:2.25rem}.preview-login-card>p{color:var(--muted);line-height:1.5}.preview-login-card form{gap:15px;margin-top:24px;display:grid}.preview-login-card label{gap:8px;font-size:.88rem;font-weight:700;display:grid}.preview-login-card input{border:1px solid var(--line);min-height:50px;font:inherit;border-radius:8px;padding:11px 13px}.preview-login-card form button{min-height:48px;color:var(--white);background:var(--red-dark);border:0;border-radius:8px;font-weight:700}.preview-login-card form button:disabled{opacity:.6}.preview-code-note{color:var(--red-dark);background:var(--red-soft);text-align:center;border-radius:10px;gap:6px;margin-top:20px;padding:18px;display:grid}.preview-code-note span{letter-spacing:.18em;font-size:2rem;font-weight:700}.preview-code-note small,.preview-login-disclaimer{color:var(--muted);line-height:1.45}.login-error{color:#a60016;margin:0;font-size:.85rem}.preview-login-disclaimer{font-size:.76rem;margin:22px 0 0!important}.login-back-link{color:var(--red-dark);font-weight:700;text-decoration:none}@media (max-width:1000px){.rates-grid,.placeholder-review-grid,.benefits-simple-grid{grid-template-columns:1fr 1fr}.benefit-card{min-height:0;padding:28px}.benefit-card-number{margin-bottom:28px}.calculator-shell{grid-template-columns:1fr}.footer-main{grid-template-columns:1fr 1fr}.site-header{grid-template-columns:160px 1fr auto;gap:18px}.site-nav{gap:14px}.site-nav a{font-size:.82rem}.inner-page-grid,.dashboard-gate-grid{grid-template-columns:1fr}}@media (max-width:760px){.refi-header{padding:0 16px}.site-header{grid-template-columns:1fr auto;min-height:66px;padding:0 16px}.site-logo img{width:120px}.site-mobile-menu{display:block;position:relative}.site-menu-button{border:1px solid var(--line);min-height:38px;color:var(--ink);background:var(--white);font:inherit;cursor:pointer;border-radius:8px;align-items:center;gap:5px;padding:8px 10px;font-size:.76rem;font-weight:700;list-style:none;display:inline-flex}.site-menu-button::-webkit-details-marker{display:none}.site-nav,.site-actions{display:none}.site-mobile-panel{border:1px solid var(--line);background:var(--white);border-radius:10px;width:min(290px,100vw - 32px);padding:10px;position:absolute;top:48px;right:0;box-shadow:0 18px 50px #1a1a1a1f}.site-mobile-panel nav{display:grid}.site-mobile-panel nav a{border-bottom:1px solid var(--line-soft);color:var(--ink);padding:12px;font-size:.9rem;font-weight:600;text-decoration:none}.site-mobile-panel nav a:last-of-type{border-bottom:0}.mobile-site-actions{grid-template-columns:1fr 1fr;gap:8px;padding:10px 4px 2px;display:grid}.mobile-site-actions form{margin:0}.mobile-site-actions button,.mobile-site-actions>a{border-radius:7px;justify-content:center;align-items:center;width:100%;min-height:40px;font-weight:700;text-decoration:none;display:inline-flex}.refi-hero{padding:64px 16px}.rates-heading{flex-direction:column;align-items:start}.rates-tabs{width:100%}.rates-tabs button{flex:1}.todays-rates,.refi-benefits,.placeholder-reviews,.refi-process-simple,.refinance-calculator{padding-left:16px;padding-right:16px}.rates-grid,.placeholder-review-grid,.benefits-simple-grid,.footer-main,.footer-bottom{grid-template-columns:1fr}.benefits-simple-heading h2{max-width:14ch}.benefit-card h3{max-width:20ch}.placeholder-review-heading{flex-direction:column;align-items:start}.calculator-input-row,.current-loan-summary{grid-template-columns:1fr}.calculator-loan-tabs{width:100%;display:flex}.calculator-loan-tabs button{flex:1}.calculator-inputs,.calculator-results{padding:24px}.animated-flow .flow-track{display:none}.animated-flow ol{grid-template-columns:1fr;gap:28px}.animated-flow li{text-align:left}.animated-flow li>span{box-shadow:none;margin:0 0 18px}.animated-flow li p{margin:0}.dashboard-welcome,.report-gate-heading{flex-direction:column;align-items:stretch}.case-reference{text-align:left;min-width:0}.dashboard-gate-grid,.polished-filter-panel,.offers-locked-panel{width:calc(100% - 32px)}.choice-grid.two{grid-template-columns:1fr}.refi-faq{width:calc(100% - 32px)}.inner-page-hero{padding:64px 16px 46px}.inner-page-grid{padding-bottom:64px;padding-left:16px;padding-right:16px}.standalone-faq-list{width:calc(100% - 32px)}.footer-bottom span:nth-child(2){text-align:left}.simple-landing-header{padding-left:16px;padding-right:16px}.simple-landing-hero{min-height:calc(100vh - 68px);padding:56px 16px 72px}.simple-landing-copy h1{font-size:clamp(2.8rem,14vw,4.3rem)}.simple-landing-copy .landing-lede{font-size:1.05rem}.simple-value-list{grid-template-columns:1fr}.simple-value-list p{min-height:0}.simple-landing-disclosure{margin-top:24px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}.animated-flow li{opacity:1;transform:none;animation:none!important}.animated-flow .flow-track:before{transform:scaleX(1);animation:none!important}.animated-flow .flow-track span{left:100%;animation:none!important}}.preview-banner{color:var(--white);background:var(--ink)}.preview-banner-inner{justify-content:space-between;align-items:center;gap:18px;width:min(1200px,100% - 48px);min-height:34px;margin:0 auto;font-size:.72rem;display:flex}.preview-banner-inner p{color:#ffffffb3;margin:0}.preview-banner-label{color:#ffb7bf;letter-spacing:.08em;text-transform:uppercase;font-weight:700}.homepage-header{z-index:60;background:#fff8f7f0;grid-template-columns:auto 1fr auto;width:100%;min-height:76px;padding:0 max(24px,50% - 600px);position:sticky;top:0}.homepage-logo{align-items:center;display:inline-flex}.homepage-logo img{width:142px;display:block}.homepage-nav{justify-content:flex-start;align-items:center;gap:clamp(18px,3vw,38px);padding-left:clamp(28px,5vw,84px);display:flex}.homepage-nav a,.homepage-header-link{color:var(--ink);font-size:.88rem;font-weight:700;text-decoration:none}.homepage-nav a{align-items:center;min-height:44px;padding:8px 0;display:inline-flex}.homepage-nav a:hover,.homepage-header-link:hover{color:var(--red-dark)}.homepage-header-link{min-height:44px;color:var(--white);background:var(--red-dark);border-radius:7px;align-items:center;gap:10px;padding:9px 15px;display:inline-flex}.homepage-header-link span{font-size:1.1rem}.homepage-header-actions{align-items:center;gap:10px;display:flex}.homepage-header-actions form{margin:0}.homepage-header-actions .home-cta{min-height:44px}.homepage-login-link{border:1px solid var(--red-dark);min-height:44px;color:var(--red-dark);border-radius:7px;justify-content:center;align-items:center;padding:9px 15px;font-size:.84rem;font-weight:700;text-decoration:none;display:inline-flex}.homepage-login-link:hover{color:var(--white);background:var(--red-dark)}.homepage-menu{display:none}.homepage-main{background:var(--paper)}.homepage-hero{grid-template-columns:minmax(0,1.08fr) minmax(360px,.72fr);align-items:center;gap:clamp(56px,8vw,120px);width:min(1200px,100% - 48px);min-height:690px;margin:0 auto;padding:96px 0 112px;display:grid}.homepage-hero-copy{max-width:700px}.homepage-hero h1{letter-spacing:-.045em;text-wrap:balance;max-width:700px;margin-bottom:26px;font-size:clamp(3.55rem,6.2vw,6.3rem);line-height:.97}.homepage-hero-lede{max-width:620px;color:var(--muted);margin-bottom:32px;font-size:clamp(1.08rem,1.5vw,1.24rem);line-height:1.55}.homepage-hero-actions{flex-wrap:wrap;align-items:center;gap:18px;display:flex}.homepage-hero-actions form{margin:0}.home-cta{min-height:56px;color:var(--white);background:var(--red-dark);font:inherit;cursor:pointer;border:0;border-radius:7px;justify-content:center;align-items:center;gap:18px;padding:14px 17px 14px 22px;font-weight:700;display:inline-flex}.home-cta span{width:27px;height:27px;color:var(--red-dark);background:var(--white);border-radius:50%;place-items:center;font-size:1.1rem;display:grid}.home-cta:hover{background:var(--ink)}.home-cta-compact{gap:10px;min-height:44px;padding:9px 13px 9px 15px;font-size:.84rem}.home-cta-compact span{width:24px;height:24px;font-size:1rem}.homepage-text-link{min-height:44px;color:var(--red-dark);text-underline-offset:4px;align-items:center;gap:8px;font-weight:700;display:inline-flex}.homepage-action-note{color:var(--muted);margin:18px 0 0;font-size:.84rem;line-height:1.5}.homepage-action-note strong{color:var(--ink)}.homepage-claim-note{border-top:1px solid var(--line);max-width:620px;color:var(--muted);margin:34px 0 0;padding-top:18px;font-size:.78rem;line-height:1.55}.homepage-proof-card{border:1px solid var(--ink);background:var(--white);box-shadow:18px 18px 0 var(--red-soft), 0 20px 56px #1a1a1a1a;border-radius:16px;padding:clamp(26px,4vw,42px);position:relative}.homepage-proof-card:before{background:var(--red);content:"";border-radius:0 0 5px 5px;height:5px;position:absolute;top:-1px;left:28px;right:28px}.proof-card-topline{color:var(--red-dark);letter-spacing:.1em;text-transform:uppercase;justify-content:space-between;align-items:center;gap:18px;margin-bottom:34px;font-size:.7rem;font-weight:700;display:flex}.proof-card-topline img{width:40px;height:40px}.homepage-proof-card h2{max-width:9ch;margin-bottom:14px;font-size:clamp(2.1rem,3.4vw,3.5rem);line-height:.98}.proof-card-intro{color:var(--muted);margin-bottom:26px;font-size:.94rem;line-height:1.5}.proof-card-list{gap:0;margin:0;padding:0;list-style:none;display:grid}.proof-card-list li{border-top:1px solid var(--line-soft);grid-template-columns:34px 1fr;gap:14px;padding:16px 0;display:grid}.proof-card-list li>span{color:var(--red-dark);font-size:.72rem;font-weight:700}.proof-card-list div{gap:5px;display:grid}.proof-card-list strong{font-size:.96rem}.proof-card-list small{color:var(--muted);font-size:.79rem;line-height:1.45}.proof-card-footnote{border-top:1px solid var(--ink);color:var(--muted);margin:20px 0 0;padding-top:16px;font-size:.75rem;font-weight:600}.verification-section,.process-section,.questions-section{padding:112px max(24px,50% - 600px)}.verification-section{background:var(--white)}.section-intro{max-width:680px;margin-bottom:48px}.section-intro-split{grid-template-columns:minmax(0,1fr) minmax(260px,.65fr);align-items:end;gap:clamp(40px,8vw,120px);max-width:none;display:grid}.section-intro h2{letter-spacing:-.04em;text-wrap:balance;max-width:12ch;margin-bottom:16px;font-size:clamp(2.7rem,5vw,5rem);line-height:.98}.section-intro>p:last-child{color:var(--muted);margin:0;font-size:1.03rem;line-height:1.55}.verification-grid{border:1px solid var(--ink);background:var(--ink);border-radius:14px;grid-template-columns:1.15fr 1fr 1fr;gap:1px;display:grid;overflow:hidden}.verification-card{background:var(--paper);flex-direction:column;min-height:350px;padding:30px;display:flex}.verification-card-featured{color:var(--white);background:var(--red-dark)}.card-index{color:var(--red-dark);letter-spacing:.1em;text-transform:uppercase;margin-bottom:auto;font-size:.7rem;font-weight:700}.verification-card-featured .card-index{color:#ffcad0}.verification-card h3{max-width:11ch;margin:42px 0 14px;font-size:clamp(1.65rem,2.5vw,2.5rem);line-height:.98}.verification-card p{color:var(--muted);margin-bottom:26px;line-height:1.5}.verification-card-featured p{color:#ffe6e8}.card-detail{border-top:1px solid var(--line);color:var(--red-dark);margin-top:auto;padding-top:14px;font-size:.73rem;font-weight:700}.verification-card-featured .card-detail{color:#ffcad0;border-color:#ffffff4d}.process-section{background:var(--paper-deep)}.process-section .section-intro{margin-bottom:56px}.process-layout{grid-template-columns:minmax(0,1.15fr) minmax(280px,.65fr);align-items:start;gap:clamp(50px,10vw,140px);display:grid}.process-list{border-top:1px solid var(--ink);gap:0;margin:0;padding:0;list-style:none;display:grid}.process-list li{border-bottom:1px solid var(--line);grid-template-columns:56px 1fr;gap:24px;padding:28px 0;display:grid}.process-list li>span{width:44px;height:44px;color:var(--white);background:var(--red-dark);border-radius:50%;place-items:center;font-weight:700;display:grid}.process-list h3{margin-bottom:8px;font-size:1.45rem}.process-list p{max-width:520px;color:var(--muted);margin:0;line-height:1.5}.scope-note{color:var(--white);background:var(--ink);padding:30px}.scope-note-mark{width:44px;height:44px;color:var(--ink);background:#ffb7bf;border-radius:50%;place-items:center;margin-bottom:58px;font-size:1.3rem;display:grid}.scope-note .eyebrow{color:#ffb7bf}.scope-note h3{max-width:12ch;margin-bottom:16px;font-size:clamp(1.7rem,2.8vw,2.7rem);line-height:1}.scope-note>p:last-child{color:#d5c5c3;margin:0;line-height:1.5}.questions-section{background:var(--white)}.questions-section .section-intro{margin-bottom:36px}.questions-list{border-top:1px solid var(--ink);width:min(840px,100%)}.questions-list details{border-bottom:1px solid var(--line)}.questions-list summary{color:var(--ink);cursor:pointer;justify-content:space-between;align-items:center;gap:24px;padding:22px 0;font-size:1.1rem;font-weight:700;list-style:none;display:flex}.questions-list summary::-webkit-details-marker{display:none}.questions-list summary span{color:var(--red-dark);font-size:1.55rem;font-weight:400;transition:transform .18s;display:inline-block}.questions-list details[open] summary span{transform:rotate(45deg)}.questions-list details p{max-width:720px;color:var(--muted);margin:0;padding:0 54px 24px 0;line-height:1.55}@media (max-width:900px){.homepage-hero{grid-template-columns:1fr;gap:72px;min-height:0}.homepage-proof-card{max-width:620px}.section-intro-split,.process-layout{grid-template-columns:1fr}.section-intro-split{gap:24px}.verification-grid{grid-template-columns:1fr 1fr}.verification-card-featured{grid-column:1/-1;min-height:290px}.verification-card{min-height:280px}}@media (max-width:760px){.preview-banner-inner{flex-direction:column;align-items:start;gap:2px;width:calc(100% - 32px);padding:7px 0}.homepage-header{grid-template-columns:1fr auto;min-height:66px;padding:0 16px}.homepage-logo img{width:122px}.homepage-nav,.homepage-header-link,.homepage-header-actions{display:none}.homepage-menu{display:block;position:relative}.homepage-menu summary{border:1px solid var(--line);min-height:44px;color:var(--ink);background:var(--white);cursor:pointer;border-radius:7px;align-items:center;padding:8px 11px;font-size:.78rem;font-weight:700;list-style:none;display:inline-flex}.homepage-menu summary::-webkit-details-marker{display:none}.homepage-menu>div{z-index:5;border:1px solid var(--line);background:var(--white);border-radius:9px;width:min(260px,100vw - 32px);padding:8px;display:grid;position:absolute;top:49px;right:0;box-shadow:0 18px 50px #1a1a1a24}.homepage-menu a{border-bottom:1px solid var(--line-soft);min-height:44px;color:var(--ink);align-items:center;padding:13px 12px;font-size:.9rem;font-weight:700;text-decoration:none;display:flex}.homepage-menu a:last-child{color:var(--red-dark);border-bottom:0}.homepage-menu>div form{margin:0;padding:10px 4px 2px}.homepage-menu>div .home-cta{width:100%}.homepage-hero{gap:52px;width:calc(100% - 32px);padding:72px 0 88px}.homepage-hero h1{font-size:clamp(3rem,14vw,4.5rem)}.homepage-hero-lede{font-size:1.07rem}.homepage-hero-actions{flex-direction:column;align-items:stretch}.homepage-hero-actions form,.homepage-hero-actions .home-cta,.homepage-text-link{width:100%}.homepage-text-link{justify-content:center}.homepage-proof-card{box-shadow:10px 10px 0 var(--red-soft), 0 18px 42px #1a1a1a14}.verification-section,.process-section,.questions-section{padding:80px 16px}.section-intro h2{font-size:clamp(2.55rem,12vw,4rem)}.verification-grid{grid-template-columns:1fr}.verification-card-featured{grid-column:auto}.verification-card,.verification-card-featured{min-height:0;padding:24px}.verification-card h3{margin-top:46px}.process-list li{grid-template-columns:44px 1fr;gap:16px}.scope-note{padding:24px}.scope-note-mark{margin-bottom:42px}.questions-list summary{font-size:1rem}.questions-list details p{padding-right:0}}.preview-index-header{justify-content:space-between}.preview-index-badge{color:var(--muted);letter-spacing:.08em;text-transform:uppercase;font-size:.78rem;font-weight:700}.preview-index{width:min(1120px,100% - 48px);margin:0 auto;padding:clamp(72px,11vw,144px) 0 120px}.preview-index h1{letter-spacing:-.07em;max-width:8ch;margin:14px 0 22px;font-size:clamp(3.6rem,8vw,7.2rem);line-height:.88}.preview-index-lede{max-width:560px;color:var(--muted);font-size:1.1rem;line-height:1.5}.preview-index-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:64px;display:grid}.preview-index-card{border:1px solid var(--line);background:var(--paper);min-height:300px;color:var(--ink);border-radius:12px;flex-direction:column;padding:28px;text-decoration:none;transition:border-color .2s,transform .2s;display:flex}.preview-index-card:hover,.preview-index-card:focus-visible{border-color:var(--red);transform:translateY(-3px)}.preview-index-card:focus-visible{outline-offset:3px;outline:3px solid #c72e2c47}.preview-index-card-topline{color:var(--red-dark);letter-spacing:.08em;text-transform:uppercase;justify-content:space-between;font-size:.78rem;font-weight:800;display:flex}.preview-index-card h2{letter-spacing:-.04em;max-width:14ch;margin:auto 0 16px;font-size:clamp(1.7rem,3vw,2.8rem);line-height:.98}.preview-index-card p{max-width:34ch;color:var(--muted);margin:0 0 22px;line-height:1.45}.preview-index-card strong{color:var(--red-dark);font-size:.86rem}.preview-index-note{color:var(--muted);margin-top:32px;font-size:.82rem}@media (max-width:700px){.preview-index-header{align-items:start}.preview-index-badge{text-align:right;max-width:12ch}.preview-index{width:min(100% - 32px,560px);padding-top:72px}.preview-index-grid{grid-template-columns:1fr;margin-top:44px}.preview-index-card{min-height:260px}}.deal-visual-card{border:1px solid var(--ink);background:var(--white);box-shadow:18px 18px 0 var(--red-soft), 0 20px 56px #1a1a1a1a;border-radius:16px;padding:clamp(26px,4vw,42px);position:relative}.deal-visual-card:before{background:var(--red);content:"";border-radius:0 0 5px 5px;height:5px;position:absolute;top:-1px;left:28px;right:28px}.deal-visual-topline{color:var(--red-dark);letter-spacing:.1em;text-transform:uppercase;justify-content:space-between;align-items:center;gap:18px;margin-bottom:34px;font-size:.7rem;font-weight:700;display:flex}.deal-visual-topline img{width:40px;height:40px}.deal-visual-card h2{max-width:11ch;margin-bottom:0;font-size:clamp(2.1rem,3.4vw,3.5rem);line-height:.98}.deal-visual-stage{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:48px 0 22px;display:grid;position:relative}.deal-visual-rail{background:var(--line);height:2px;position:absolute;top:50%;left:10%;right:10%;transform:translateY(-50%)}.deal-visual-rail span{z-index:2;color:var(--red-dark);background:var(--white);font-size:1.1rem;line-height:1;position:absolute;top:50%;transform:translate(-50%,-50%)}.deal-visual-rail span:first-child{left:33.333%}.deal-visual-rail span:last-child{left:66.667%}.deal-visual-step{z-index:1;border:1px solid var(--line);background:var(--paper);border-radius:10px;align-content:start;gap:10px;min-height:136px;padding:16px;display:grid;position:relative}.deal-visual-step strong{max-width:10ch;font-size:1rem;line-height:1.1}.deal-visual-step small{color:var(--muted);font-size:.78rem;line-height:1.35}.deal-visual-number{width:32px;height:32px;color:var(--red-dark);background:var(--red-soft);border-radius:50%;place-items:center;font-size:.68rem;font-weight:700;display:grid}.deal-visual-option{color:var(--white);border-color:var(--red-dark);background:var(--red-dark);transform:translateY(-14px)}.deal-visual-option small{color:#ffe2e5}.deal-visual-option .deal-visual-number{color:var(--white);background:#fff3}.deal-visual-decision{background:var(--paper-deep);transform:translateY(12px)}.deal-visual-note{border-top:1px solid var(--ink);color:var(--muted);margin:0;padding-top:18px;font-size:.85rem;font-weight:600}.process-section{background:var(--paper-deep);padding:112px max(24px,50% - 600px)}.process-section .section-intro{max-width:760px;margin-bottom:48px}.process-section .section-intro h2{max-width:14ch}.process-steps{border:1px solid var(--ink);background:var(--ink);border-radius:14px;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;margin:0;padding:0;list-style:none;display:grid;overflow:hidden}.process-steps li{background:var(--white);flex-direction:column;min-height:240px;padding:28px;display:flex}.process-steps li:nth-child(2){color:var(--white);background:var(--red-dark)}.process-steps li:nth-child(2) p{color:#ffe2e5}.process-steps>li>span{width:42px;height:42px;color:var(--red-dark);background:var(--red-soft);border-radius:50%;place-items:center;margin-bottom:auto;font-size:.72rem;font-weight:700;display:grid}.process-steps li:nth-child(2)>span{color:var(--red-dark);background:var(--white)}.process-steps h3{max-width:13ch;margin:40px 0 10px;font-size:clamp(1.35rem,2vw,1.75rem);line-height:1.05}.process-steps p{max-width:24ch;color:var(--muted);margin:0;line-height:1.45}@media (max-width:900px){.deal-visual-stage{grid-template-columns:1fr;gap:10px;margin-top:34px}.deal-visual-rail{display:none}.deal-visual-step,.deal-visual-option,.deal-visual-decision{min-height:0;transform:none}.deal-visual-step{grid-template-columns:32px 1fr;align-items:center}.deal-visual-step strong,.deal-visual-step small{grid-column:2}.deal-visual-step strong{grid-row:1}.deal-visual-step small{grid-row:2}.deal-visual-number{grid-row:1/span 2}.process-steps{grid-template-columns:1fr}.process-steps li{min-height:0}}@media (max-width:760px){.deal-visual-card{box-shadow:10px 10px 0 var(--red-soft), 0 18px 42px #1a1a1a14}.deal-visual-card h2{max-width:12ch}.process-section{padding:80px 16px}.process-steps li{padding:24px}}.deal-visual-card{padding-bottom:clamp(24px,3.5vw,36px)}.deal-visual-topline{margin-bottom:24px}.deal-visual-drop{min-height:34px;color:var(--white);background:var(--red-dark);letter-spacing:.02em;border-radius:999px;align-items:center;padding:0 11px;font-size:.78rem;display:inline-flex}.deal-visual-card h2{max-width:12ch;margin-bottom:30px}.rate-visual{border:1px solid var(--line);background:var(--paper);border-radius:12px;padding:18px}.rate-visual-label{color:var(--muted);letter-spacing:.1em;text-transform:uppercase;margin:0 0 14px;font-size:.68rem;font-weight:800}.rate-visual-rates{grid-template-columns:minmax(0,1fr) 36px minmax(0,1fr);align-items:center;gap:10px;display:grid}.rate-visual-rate{border:1px solid var(--line);background:var(--white);border-radius:10px;align-content:start;gap:7px;min-height:126px;padding:16px;display:grid}.rate-visual-rate>span{color:var(--muted);font-size:.73rem;font-weight:700}.rate-visual-rate strong{letter-spacing:-.06em;font-size:clamp(2.3rem,4vw,3.5rem);line-height:.9}.rate-visual-rate small{color:var(--muted);font-size:.76rem}.rate-visual-possible{border-color:var(--red-dark);color:var(--white);background:var(--red-dark)}.rate-visual-possible>span,.rate-visual-possible small{color:#ffe2e5}.rate-visual-arrow{color:var(--red-dark);place-items:center;font-size:1.8rem;font-weight:800;display:grid}.rate-visual-saving{border-top:1px solid var(--line);justify-content:space-between;align-items:baseline;gap:12px;margin-top:12px;padding-top:14px;display:flex}.rate-visual-saving span{color:var(--muted);font-size:.78rem;font-weight:700}.rate-visual-saving strong{color:var(--red-dark);font-size:1.05rem}.deal-visual-note{margin-top:20px;padding-top:16px;font-size:.78rem;font-weight:500}@media (max-width:560px){.rate-visual-rates{grid-template-columns:1fr;gap:8px}.rate-visual-rate{grid-template-columns:1fr auto;align-items:center;min-height:0}.rate-visual-rate>span,.rate-visual-rate small{grid-column:1}.rate-visual-rate strong{grid-area:1/2/span 2}.rate-visual-arrow{min-height:24px}}.email-signup-shell{width:min(440px,100% - 48px);margin:0 auto;padding:48px 0 96px}.email-signup-form{gap:16px;display:grid}.email-signup-form label{color:var(--ink);letter-spacing:.06em;text-transform:uppercase;font-size:.82rem;font-weight:750}.email-signup-form input{border:2px solid var(--line-strong);background:var(--white);width:100%;min-height:56px;font:inherit;border-radius:14px;padding:14px 18px;font-size:1.1rem;transition:border-color .16s}.email-signup-form input:focus{border-color:var(--red-dark);outline:none}.email-signup-form input::placeholder{color:#c4b0ad}.email-signup-form button[type=submit]{min-height:56px;color:var(--white);background:var(--red-dark);font:inherit;cursor:pointer;border:0;border-radius:999px;padding:14px 24px;font-weight:750;transition:background .16s,transform .16s cubic-bezier(.23,1,.32,1)}.email-signup-form button[type=submit]:hover{background:var(--ink);transform:translateY(-2px)}.email-signup-form button[type=submit]:active{transform:scale(.97)}.email-signup-form button[type=submit]:disabled{opacity:.5;cursor:not-allowed;transform:none}.email-signup-error{color:#7c1020;background:#ffe1df;border-radius:12px;margin:0;padding:12px 16px;font-size:.88rem;font-weight:600;line-height:1.4}.email-signup-note{color:var(--muted);text-align:center;margin:0;font-size:.84rem;line-height:1.5}.email-signup-sent{color:#1b5e20;background:#e8f5e9;border-radius:12px;margin:0 0 8px;padding:14px 18px;font-size:.92rem;line-height:1.4}.email-signup-resend{min-height:44px;color:var(--red-dark);font:inherit;cursor:pointer;text-underline-offset:3px;background:0 0;border:0;border-radius:10px;padding:10px;font-size:.88rem;font-weight:700;text-decoration:underline}.email-signup-resend:hover{color:var(--ink)}.declare-shell{grid-template-columns:minmax(0,1fr) minmax(380px,.92fr);gap:24px;width:min(1240px,100% - 48px);margin:0 auto;padding:0 0 96px;display:grid}.declare-left{padding:0 24px 0 0}.declare-section-title{letter-spacing:-.02em;margin:0 0 36px;font-size:1.4rem;font-weight:750}.declare-field{border:0;gap:8px;margin:0 0 28px;padding:0;display:grid}.declare-label{color:var(--ink);letter-spacing:.06em;text-transform:uppercase;font-size:.82rem;font-weight:750}.declare-hint{color:var(--muted);font-size:.82rem}.declare-input-wrap{border:2px solid var(--line-strong);background:var(--white);border-radius:14px;align-items:center;gap:8px;min-height:52px;padding:0 16px;transition:border-color .16s;display:flex}.declare-input-wrap:focus-within{border-color:var(--red-dark)}.declare-input-wrap input{min-width:0;font:inherit;background:0 0;border:0;outline:none;flex:1;font-size:1.1rem;font-weight:600}.declare-input-wrap input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.declare-input-wrap input::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}.declare-input-wrap input[type=number]{-moz-appearance:textfield}.declare-prefix,.declare-suffix{color:var(--muted);white-space:nowrap;font-size:.92rem;font-weight:700}.declare-radio-group{margin-top:8px}.declare-options{gap:10px;margin-top:4px;display:grid}.declare-option{border:2px solid var(--line);background:var(--white);cursor:pointer;border-radius:14px;grid-template-rows:auto auto;grid-template-columns:auto 1fr;gap:2px 12px;padding:16px 18px;transition:border-color .16s,background .16s;display:grid}.declare-option:hover{border-color:var(--line-strong)}.declare-option-active{border-color:var(--red-dark);background:#fff5f4}.declare-option input{accent-color:var(--red-dark);grid-row:1/span 2;align-self:center;width:18px;height:18px}.declare-option strong{font-size:.92rem}.declare-option span{color:var(--muted);grid-column:2;font-size:.82rem}.declare-right{flex-direction:column;align-self:stretch;display:flex;position:static}.declare-calculator-card{border:1px solid var(--ink);background:var(--white);box-shadow:16px 16px 0 var(--red-soft);border-radius:24px;padding:36px;position:static;top:auto}.declare-calculator-label{color:var(--red-dark);letter-spacing:.1em;text-transform:uppercase;margin:0 0 28px;font-size:.72rem;font-weight:800}.declare-rate-compare{border:1px solid var(--line);background:var(--paper);border-radius:16px;grid-template-columns:1fr auto 1fr;align-items:center;gap:14px;margin-bottom:24px;padding:18px;display:grid}.declare-rate-compare>div{gap:8px;display:grid}.declare-rate-compare span{color:var(--muted);font-size:.74rem;font-weight:750}.declare-rate-compare strong{letter-spacing:-.06em;font-size:clamp(2rem,3.5vw,2.8rem);line-height:.86}.declare-arrow{color:var(--red-dark);font-size:1.4rem}.declare-rate-proposed{color:var(--white);background:var(--red-dark);border-radius:14px;padding:18px}.declare-rate-proposed span{color:#ffe2e5}.declare-results{margin:0}.declare-results>div{border-bottom:1px solid var(--line);justify-content:space-between;align-items:baseline;gap:20px;padding:14px 0;display:flex}.declare-results dt{color:var(--muted);font-size:.82rem}.declare-results dd{margin:0;font-weight:800}.declare-saving{color:#22543d}.declare-total-saving{color:#1b5e20;background:#e8f5e9;border-radius:16px;gap:6px;margin:20px 0;padding:22px;display:grid}.declare-total-saving span{font-size:.82rem;font-weight:750}.declare-total-saving strong{letter-spacing:-.06em;font-size:clamp(2.2rem,4vw,3.6rem);line-height:.86}.declare-total-saving small{color:#2e7d32;font-size:.78rem}.declare-admin-promo{border:2px dashed var(--red);background:#fff5f4;border-radius:14px;margin:20px 0;padding:18px}.declare-admin-promo strong{color:var(--red-dark);margin-bottom:6px;font-size:.92rem;display:block}.declare-admin-promo p{color:var(--muted);margin:0;font-size:.8rem;line-height:1.5}.declare-fine-print{color:var(--muted);margin:16px 0 0;font-size:.74rem;line-height:1.55}.declare-proceed-button{width:100%;min-height:58px;color:var(--white);background:var(--red-dark);font:inherit;cursor:pointer;border:0;border-radius:999px;justify-content:center;align-items:center;gap:14px;margin-top:auto;padding:16px 24px;font-size:1.05rem;font-weight:750;transition:background .16s,transform .16s cubic-bezier(.23,1,.32,1);display:flex}.declare-proceed-button:hover{background:var(--ink);transform:translateY(-2px)}.declare-proceed-button:active{transform:scale(.97)}.declare-proceed-button:disabled{opacity:.5;cursor:not-allowed;transform:none}.declare-overlay{z-index:200;-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);background:#1a1a1a99;place-items:center;padding:24px;display:grid;position:fixed;inset:0}.declare-popup{background:var(--white);border-radius:24px;width:min(520px,100%);max-height:calc(100vh - 48px);padding:36px;overflow-y:auto;box-shadow:0 30px 80px #1a1a1a40}.declare-popup h3{letter-spacing:-.03em;margin:0 0 18px;font-size:1.5rem}.declare-popup>p{color:var(--muted);margin:0 0 24px;font-size:.92rem;line-height:1.6}.declare-popup-summary{border:1px solid var(--line);background:var(--line);border-radius:14px;gap:1px;margin-bottom:28px;display:grid;overflow:hidden}.declare-popup-summary>div{background:var(--white);justify-content:space-between;align-items:center;gap:20px;padding:14px 18px;display:flex}.declare-popup-summary span{color:var(--muted);font-size:.82rem}.declare-popup-summary strong{font-size:.92rem}.declare-popup-actions{gap:10px;display:grid}.declare-confirm-button{min-height:52px;color:var(--white);background:var(--red-dark);font:inherit;cursor:pointer;border:0;border-radius:999px;padding:14px 24px;font-weight:750;transition:background .16s}.declare-confirm-button:hover{background:var(--ink)}.declare-confirm-button:disabled{opacity:.5;cursor:not-allowed}.declare-cancel-button{min-height:44px;color:var(--muted);font:inherit;cursor:pointer;text-underline-offset:3px;background:0 0;border:0;border-radius:10px;padding:10px;font-weight:700;text-decoration:underline}.declare-cancel-button:hover{color:var(--ink)}@media (max-width:900px){.declaration-hero h1{white-space:normal;overflow-wrap:anywhere;max-width:100%;font-size:clamp(3rem,8vw,3.5rem)}.declare-shell{grid-template-columns:1fr}.declare-left{padding:0}.declare-right{margin-top:0;position:static}.declare-proceed-button{margin-top:20px}.declare-calculator-card{box-shadow:10px 10px 0 var(--red-soft);position:static;top:auto}.declare-rate-compare{grid-template-columns:1fr}.declare-arrow{text-align:center;transform:rotate(90deg)}}
.review-page{width:min(980px,100% - 48px);padding:clamp(56px,10vw,128px) 0}.review-shell{gap:clamp(30px,5vw,56px);display:grid}.review-intro{max-width:690px}.verified-mark{color:var(--ink);align-items:center;gap:9px;margin-bottom:22px;font-size:.92rem;font-weight:800;display:inline-flex}.verified-mark span{width:25px;height:25px;color:var(--paper);background:var(--ink);border-radius:50%;place-items:center;display:grid}.review-intro h1{margin-bottom:20px;font-size:clamp(3.4rem,8vw,6.6rem)}.review-intro>p:last-child,.review-next-step>p:last-child{max-width:620px;color:var(--muted);margin-bottom:0;font-size:clamp(1.1rem,2vw,1.35rem);line-height:1.5}.review-card{border:1px solid var(--line);background:#fff;border-radius:28px;padding:clamp(24px,5vw,48px);box-shadow:0 18px 48px #1a1a1a12}.review-card-heading{justify-content:space-between;align-items:flex-start;gap:24px;margin-bottom:28px;display:flex}.review-label{color:var(--red-dark);letter-spacing:.1em;text-transform:uppercase;margin-bottom:8px;font-size:.76rem;font-weight:800}.review-card h2,.review-next-step h2{margin-bottom:0;font-size:clamp(2rem,4vw,3.25rem);line-height:.98}.review-lock{color:var(--muted);background:#f6f1ef;border-radius:999px;padding:8px 11px;font-size:.78rem;font-weight:800}.review-details{border-top:1px solid var(--line);grid-template-columns:repeat(2,minmax(0,1fr));margin:0;display:grid}.review-details>div{border-bottom:1px solid var(--line);padding:20px 0}.review-details>div:nth-child(odd){padding-right:24px}.review-details>div:nth-child(2n){border-left:1px solid var(--line);padding-left:24px}.review-details dt{color:var(--muted);margin-bottom:7px;font-size:.78rem;font-weight:700}.review-details dd{overflow-wrap:anywhere;margin:0;font-size:1.08rem;font-weight:800}.review-note{color:var(--muted);margin:24px 0 0;font-size:.82rem;line-height:1.45}.review-empty{color:var(--muted);margin:24px 0 0;line-height:1.5}.review-next-step{max-width:690px}.review-next-step h2{margin-bottom:18px}.result-actions{flex-wrap:wrap;align-items:center;gap:12px;display:flex}.result-actions form:last-child .button{color:var(--ink);border:1px solid var(--ink);background:0 0}.result-actions form:last-child .button:hover{color:var(--paper);background:var(--ink)}.callback-form-card{gap:18px;display:grid}.callback-form-card h2,.callback-confirmation h2{margin-bottom:0;font-size:clamp(2rem,4vw,3.25rem);line-height:.98}.callback-form{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;display:grid}.callback-form label{color:var(--ink);gap:8px;font-weight:800;display:grid}.callback-form input{border:1px solid var(--line);width:100%;min-height:46px;color:var(--ink);font:inherit;background:#fff;border-radius:10px;padding:10px 12px}.callback-form .button,.callback-error{grid-column:1/-1}.callback-error{border-left:4px solid var(--focus);color:var(--ink);background:#fff2ee;margin:0;padding:10px 14px}.callback-confirmation{gap:16px;display:grid}@media (max-width:800px){.review-page{width:min(100% - 32px,620px)}.review-details,.callback-form{grid-template-columns:1fr}.review-details>div:nth-child(odd),.review-details>div:nth-child(2n){border-left:0;padding-left:0;padding-right:0}}.journey-page{background:var(--paper);flex-direction:column;min-height:100dvh;display:flex}.journey-header{justify-content:space-between;align-items:center;gap:16px;width:min(1240px,100% - 48px);margin:0 auto;padding:22px 0 clamp(28px,5vw,56px);display:flex;position:relative}.journey-logo{align-items:center;transition:opacity .14s;display:inline-flex}.journey-logo img{width:min(132px,34vw);height:auto;display:block}.journey-logo:focus-visible{outline:3px solid var(--focus);outline-offset:4px}.journey-header-actions{align-items:center;gap:12px;display:flex}.journey-header:has(.journey-header-nav){grid-template-columns:auto 1fr auto;display:grid}.journey-header-nav{grid-column:2;justify-self:center}.journey-header-nav a{min-height:44px;color:var(--red-dark);border-bottom:2px solid var(--red-dark);align-items:center;font-weight:700;text-decoration:none;display:inline-flex}.journey-header-nav a:focus-visible{outline:3px solid var(--focus);outline-offset:4px}.journey-header:has(.journey-header-nav) .journey-header-actions{grid-column:3}.journey-header-menu{display:none}.journey-header-menu summary{border:1px solid var(--line);background:var(--white);cursor:pointer;border-radius:8px;justify-content:center;align-items:center;width:44px;min-height:44px;list-style:none;display:inline-flex}.journey-header-menu summary::-webkit-details-marker{display:none}.journey-header-menu summary:focus-visible{outline:3px solid var(--focus);outline-offset:2px}.journey-header-menu-icon,.journey-header-menu-icon:before,.journey-header-menu-icon:after{background:var(--ink);width:18px;height:2px;display:block}.journey-header-menu-icon{position:relative}.journey-header-menu-icon:before,.journey-header-menu-icon:after{content:"";position:absolute;left:0}.journey-header-menu-icon:before{top:-6px}.journey-header-menu-icon:after{top:6px}.journey-header-menu-panel{display:none}.journey-header-menu[open] .journey-header-menu-panel{z-index:20;border:1px solid var(--line);background:var(--white);border-radius:12px;gap:4px;min-width:200px;padding:14px;display:grid;position:absolute;top:64px;right:0;box-shadow:0 12px 34px #1a1a1a24}.journey-header-menu-panel a,.journey-header-menu-panel button{min-height:44px}@media (max-width:768px){.journey-header:has(.journey-header-nav){grid-template-columns:auto auto}.journey-header-nav{display:none}.journey-header:has(.journey-header-nav) .journey-header-actions{display:none}.journey-header-menu{grid-column:2;justify-self:end;display:block}}.journey-main{flex:1 0 auto;width:min(1240px,100% - 48px);margin:0 auto;padding:0 0 clamp(48px,7vw,88px)}.journey-split{grid-template-columns:minmax(0,5fr) minmax(0,7fr);align-items:start;gap:clamp(32px,4vw,64px);display:grid}.journey-aside{align-content:start;gap:18px;min-width:0;display:grid}.journey-confirm{align-content:start;gap:clamp(24px,3vw,40px);display:grid}.journey-confirm-heading{gap:12px;min-width:0;max-width:68ch;display:grid}.journey-confirm-heading .journey-title{font-size:clamp(2.2rem,4.4vw,3.4rem)}.journey-confirm-heading .journey-lede{max-width:62ch}.journey-confirm-split{grid-template-columns:minmax(0,7fr) minmax(0,5fr);align-items:start;gap:clamp(24px,3vw,40px);display:grid}.journey-confirm-details{min-width:0}.journey-confirm-contact{min-width:0;position:sticky;top:24px}.journey-kicker{color:var(--red-dark);letter-spacing:.12em;text-transform:uppercase;margin:0;font-size:.74rem;font-weight:800}.journey-title{text-wrap:balance;margin:0;font-size:clamp(2.6rem,5vw,4.4rem);font-weight:700;line-height:.96}.journey-lede{max-width:46ch;color:var(--muted);margin:0;font-size:clamp(1rem,1.3vw,1.12rem);line-height:1.55}.journey-progress{min-width:0;margin:6px 0 0}.journey-progress-summary{color:var(--muted);margin:0 0 10px;font-size:.8rem;font-weight:700;display:none}.journey-progress-steps{margin:0;padding:0;list-style:none;display:grid}.journey-progress-step{grid-template-columns:26px minmax(0,1fr);align-items:start;gap:12px;min-width:0;display:grid}.journey-progress-marker{border:1px solid var(--line-strong);width:26px;height:26px;color:var(--muted);background:var(--white);border-radius:50%;place-items:center;font-size:.72rem;line-height:1;display:grid}.journey-progress-text{gap:2px;min-width:0;display:grid}.journey-progress-label{font-size:.92rem;font-weight:700}.journey-progress-detail{color:var(--muted);font-size:.78rem;line-height:1.4}.journey-progress-step.is-complete .journey-progress-marker{color:var(--white);border-color:var(--ink);background:var(--ink)}.journey-progress-step.is-current .journey-progress-marker{color:var(--white);border-color:var(--red-dark);background:var(--red-dark);box-shadow:0 0 0 4px #b5172b24}.journey-progress-step.is-pending .journey-progress-label{color:var(--muted)}.journey-progress-rail .journey-progress-step{padding-bottom:18px;position:relative}.journey-progress-rail .journey-progress-step:last-child{padding-bottom:0}.journey-progress-rail .journey-progress-step:not(:last-child):before{background:var(--line-strong);content:"";width:1px;position:absolute;top:30px;bottom:4px;left:13px}.journey-progress-bar .journey-progress-steps{flex-wrap:wrap;gap:8px 10px;display:flex}.journey-progress-bar .journey-progress-step{border:1px solid var(--line);background:var(--white);border-radius:999px;align-items:center;gap:8px;padding:5px 14px 5px 5px;display:inline-flex}.journey-progress-bar .journey-progress-marker{width:22px;height:22px;font-size:.68rem}.journey-progress-bar .journey-progress-label{font-size:.82rem}.journey-progress-bar .journey-progress-detail{display:none}.journey-panel{border:1px solid var(--line);background:var(--white);border-radius:18px;align-content:start;gap:22px;min-width:0;padding:clamp(22px,3vw,40px);display:grid;box-shadow:0 24px 60px #1a1a1a0f}.journey-panel-heading{border-bottom:1px solid var(--line);padding-bottom:18px}.journey-panel-heading h2{margin:0;font-size:clamp(1.5rem,2.4vw,2.1rem);line-height:1.05}.journey-overline{color:var(--red-dark);letter-spacing:.12em;text-transform:uppercase;margin:0 0 8px;font-size:.72rem;font-weight:800}.journey-facts{margin:0;display:grid}.journey-facts>div{border-bottom:1px solid var(--line-soft);gap:4px;min-width:0;padding:14px 0;display:grid}.journey-facts>div:first-child{padding-top:0}.journey-facts>div:last-child{border-bottom:0;padding-bottom:0}.journey-facts dt{color:var(--muted);font-size:.78rem;font-weight:600}.journey-facts dd{overflow-wrap:anywhere;margin:0;font-weight:700}.journey-facts-rows>div{grid-template-columns:minmax(0,1fr) auto;align-items:baseline;gap:16px}.journey-facts-rows dd{text-align:right}.journey-source-note{color:var(--muted);gap:8px;margin:0;font-size:.8rem;line-height:1.45;display:flex}.journey-source-note span{color:var(--red-dark)}.journey-disclosure{gap:12px;min-width:0;display:grid}.journey-accordions{border-top:1px solid var(--line)}.journey-accordions details{border-bottom:1px solid var(--line)}.journey-accordions summary{min-height:52px;color:var(--ink);cursor:pointer;justify-content:space-between;align-items:center;gap:16px;padding:12px 0;font-size:.95rem;font-weight:700;list-style:none;transition:color .14s;display:flex}.journey-accordions summary::-webkit-details-marker{display:none}.journey-accordions summary:focus-visible{outline:3px solid var(--focus);outline-offset:2px}.journey-accordion-marker{background:var(--red-soft);border-radius:50%;flex:none;width:22px;height:22px;display:block;position:relative}.journey-accordion-marker:before,.journey-accordion-marker:after{background:var(--red-dark);content:"";border-radius:2px;width:10px;height:2px;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%)}.journey-accordion-marker:after{transition:transform .16s var(--ease-out);transform:translate(-50%,-50%)rotate(90deg)}.journey-accordions details[open] .journey-accordion-marker:after{transform:translate(-50%,-50%)rotate(0)}.journey-detail-grid{border:1px solid var(--line-soft);background:var(--paper);border-radius:12px;grid-template-columns:repeat(2,minmax(0,1fr));margin:0 0 18px;display:grid;overflow:hidden}.journey-detail-grid>div{border-bottom:1px solid var(--line-soft);min-width:0;padding:14px 16px}.journey-detail-grid>div:nth-child(2n){border-left:1px solid var(--line-soft)}.journey-detail-grid>div:nth-last-child(-n+2){border-bottom:0}.journey-detail-grid dt{color:var(--muted);margin-bottom:4px;font-size:.74rem;font-weight:600}.journey-detail-grid dd{overflow-wrap:anywhere;margin:0;font-size:.95rem}.myinfo-value-empty{color:var(--muted);font-weight:500}.myinfo-value-list{gap:8px;margin:0;padding-left:20px;display:grid}.myinfo-value-record{gap:6px;margin:0;display:grid}.myinfo-value-record>div{grid-template-columns:minmax(90px,.4fr) minmax(0,1fr);gap:10px;display:grid}.myinfo-value-record dt{color:var(--muted);font-size:.72rem;font-weight:600}.myinfo-value-record dd{font-size:.88rem}.journey-form-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px 16px;display:grid}.journey-field{gap:6px;min-width:0;display:grid}.journey-field-wide{grid-column:1/-1}.journey-fieldset{border:0;min-width:0;padding:0}.journey-fieldset legend{color:var(--ink);padding:0;font-size:.95rem;font-weight:700}.journey-field-label{color:var(--muted);font-size:.78rem;font-weight:700}.journey-field small{color:var(--muted);font-size:.76rem;line-height:1.45}.journey-field em{color:var(--muted);font-style:normal;font-weight:500}.journey-field input{border:1px solid var(--line-strong);width:100%;min-width:0;min-height:48px;color:var(--ink);background:var(--white);font:inherit;border-radius:10px;padding:12px 14px;transition:border-color .14s,box-shadow .14s}.journey-field input:focus-visible{border-color:var(--red-dark);outline:3px solid var(--focus);outline-offset:1px}.journey-date-input{min-width:0;max-width:100%}.journey-input-affix{border:1px solid var(--line-strong);background:var(--white);border-radius:10px;align-items:center;transition:border-color .14s,box-shadow .14s;display:grid;overflow:hidden}.journey-input-prefix{grid-template-columns:auto minmax(0,1fr)}.journey-input-suffix{grid-template-columns:minmax(0,1fr) auto}.journey-input-affix>span{color:var(--muted);white-space:nowrap;padding:0 12px;font-size:.8rem;font-weight:700}.journey-input-affix input{background:0 0;border:0;border-radius:0}.journey-input-affix:focus-within{border-color:var(--red-dark);box-shadow:0 0 0 3px #b5172b29}.journey-input-affix input:focus-visible{outline:2px solid var(--focus);outline-offset:-4px}.journey-mobile-control{border:1px solid var(--line-strong);background:var(--white);border-radius:10px;grid-template-columns:minmax(132px,.4fr) minmax(0,1fr);transition:border-color .14s,box-shadow .14s;display:grid;overflow:hidden}.journey-mobile-control select,.journey-mobile-control input{width:100%;min-width:0;min-height:48px;color:var(--ink);font:inherit;background:0 0;border:0;border-radius:0}.journey-mobile-control select{border-right:1px solid var(--line-soft);padding:10px;font-size:.84rem;font-weight:700}.journey-mobile-control input{padding:12px 14px}.journey-mobile-control:focus-within{border-color:var(--red-dark);box-shadow:0 0 0 3px #b5172b29}.journey-mobile-control select:focus-visible,.journey-mobile-control input:focus-visible{outline:2px solid var(--focus);outline-offset:-3px}.journey-required-note{color:var(--muted);margin:0;font-size:.76rem}.journey-actions{flex-wrap:wrap-reverse;justify-content:space-between;align-items:center;gap:12px;display:flex}.journey-actions .journey-primary{width:auto;min-width:min(240px,100%)}.journey-primary{width:100%;min-height:52px;color:var(--white);background:var(--ink);font:inherit;text-align:center;cursor:pointer;transition:background-color .15s ease, transform .12s var(--ease-out);border:0;border-radius:10px;justify-content:center;align-items:center;gap:8px;padding:12px 22px;font-weight:800;text-decoration:none;display:inline-flex}.journey-primary:active{transform:scale(.98)}.journey-primary:focus-visible{outline:3px solid var(--focus);outline-offset:3px}.journey-secondary{border:1px solid var(--ink);width:fit-content;min-height:44px;color:var(--ink);background:var(--white);font:inherit;cursor:pointer;transition:background-color .15s ease, color .15s ease, transform .12s var(--ease-out);border-radius:10px;align-items:center;gap:8px;padding:10px 16px;font-size:.86rem;font-weight:700;text-decoration:none;display:inline-flex}.journey-secondary:active{transform:scale(.98)}.journey-secondary:focus-visible{outline:3px solid var(--focus);outline-offset:3px}.journey-ghost{border:1px solid var(--line);min-height:44px;color:var(--ink);background:var(--white);font:inherit;cursor:pointer;border-radius:999px;align-items:center;padding:10px 16px;font-size:.84rem;font-weight:700;text-decoration:none;transition:background-color .15s,border-color .15s;display:inline-flex}.journey-ghost:focus-visible{outline:3px solid var(--focus);outline-offset:3px}.journey-back{min-height:44px;color:var(--muted);justify-content:center;align-items:center;gap:8px;padding:10px 4px;font-size:.88rem;font-weight:700;text-decoration:none;transition:color .15s;display:inline-flex}.journey-back:focus-visible{outline:3px solid var(--focus);outline-offset:2px}.journey-callout{border-left:3px solid var(--red-dark);background:var(--red-soft);border-radius:0 12px 12px 0;grid-template-columns:auto minmax(0,1fr);gap:12px;padding:16px 18px;display:grid}.journey-callout-mark{color:var(--red-dark);font-size:.95rem;line-height:1.35}.journey-callout strong{margin-bottom:4px;font-size:.9rem;display:block}.journey-callout p{color:var(--muted);margin:0;font-size:.84rem;line-height:1.5}.journey-callout a{color:var(--red-dark);font-weight:700}.journey-upload{align-content:start;gap:12px;min-width:0;display:grid}.journey-upload+.journey-upload{border-top:1px solid var(--line-soft);padding-top:22px}.journey-upload h2{flex-wrap:wrap;align-items:center;gap:10px;margin:0;font-size:clamp(1.3rem,2vw,1.7rem);line-height:1.1;display:flex}.journey-pill{border:1px solid var(--line);color:var(--muted);letter-spacing:.08em;text-transform:uppercase;border-radius:999px;padding:4px 10px;font-size:.66rem;font-weight:700}.journey-upload-lede{color:var(--muted);margin:0;font-size:.92rem;line-height:1.5}.journey-upload-note{color:var(--muted);font-size:.74rem}.customer-document-dropzone{border:1px dashed var(--line-strong);background:var(--paper);text-align:center;cursor:pointer;border-radius:14px;align-content:center;place-items:center;gap:8px;min-height:168px;padding:22px;transition:border-color .15s,background-color .15s;display:grid;position:relative}.customer-document-dropzone:focus-within{outline:3px solid var(--focus);outline-offset:3px}.customer-document-dropzone-mark{width:34px;height:34px;color:var(--white);background:var(--ink);border-radius:50%;place-items:center;display:grid}.customer-document-dropzone strong{max-width:26ch;font-size:.92rem}.customer-document-dropzone small{color:var(--muted);font-size:.72rem;line-height:1.45}.customer-document-dropzone input{opacity:0;width:1px;height:1px;position:absolute}.customer-document-dropzone.is-disabled{opacity:.62;cursor:default}.journey-file-feedback{gap:8px;min-height:20px;display:grid}.journey-file-list{gap:6px;margin:0;padding:0;list-style:none;display:grid}.journey-file{border:1px solid var(--line-soft);background:var(--white);border-radius:10px;grid-template-columns:20px minmax(0,1fr) auto;align-items:center;gap:10px;padding:10px 12px;font-size:.82rem;display:grid}.journey-file-mark{width:20px;height:20px;color:var(--white);background:var(--muted);border-radius:50%;place-items:center;font-size:.64rem;line-height:1;display:grid}.journey-file.is-uploaded .journey-file-mark{background:var(--ink)}.journey-file.is-error .journey-file-mark{background:var(--red-dark)}.journey-file-name{overflow-wrap:anywhere}.journey-file-status{color:var(--muted);font-size:.74rem;font-weight:700}.journey-file-error{color:var(--red-dark);margin:0;font-size:.82rem;font-weight:700;line-height:1.45}.journey-step-actions{border:1px solid var(--line);background:var(--white);border-radius:16px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px;margin-top:24px;padding:20px clamp(18px,3vw,28px);display:flex}.journey-step-actions p{color:var(--muted);margin:0;font-size:.86rem;line-height:1.5}.journey-step-actions .journey-primary{width:auto;min-width:min(260px,100%)}.journey-dashboard{align-content:start;gap:24px;width:min(1240px,100% - 48px);display:grid}.journey-dashboard-hero{justify-items:start;gap:14px;min-width:0;display:grid}.journey-reference{color:var(--ink);font-variant-numeric:tabular-nums;letter-spacing:.1em;text-transform:none;-webkit-user-select:all;user-select:all}.journey-status-pill{border:1px solid var(--line);background:var(--white);border-radius:999px;align-items:center;gap:8px;margin:0;padding:8px 14px;font-size:.82rem;font-weight:700;display:inline-flex}.journey-status-pill i{background:var(--ink);border-radius:50%;width:8px;height:8px;box-shadow:0 0 0 4px #1a1a1a1a}.journey-dashboard-grid{grid-template-columns:minmax(0,8fr) minmax(0,4fr);align-items:start;gap:clamp(18px,2.4vw,28px);display:grid}.journey-card{border:1px solid var(--line);background:var(--white);border-radius:16px;align-content:start;gap:10px;min-width:0;padding:clamp(22px,3vw,34px);display:grid}.journey-card h2{margin:0 0 6px;font-size:clamp(1.35rem,2.2vw,1.8rem);line-height:1.05}.journey-card-lede{color:var(--muted);margin:0;line-height:1.55}.journey-card-note{border-top:1px solid var(--line-soft);color:var(--muted);gap:8px;margin:10px 0 0;padding-top:14px;font-size:.78rem;line-height:1.5;display:flex}.journey-card-note span{color:var(--red-dark);font-size:.58rem;line-height:2.2}.journey-timeline-card{border-color:color-mix(in srgb, var(--red) 30%, var(--line))}.journey-timeline{margin:6px 0 0;padding:0;list-style:none;display:grid}.journey-timeline li{grid-template-columns:32px minmax(0,1fr);gap:14px;min-width:0;padding-bottom:22px;display:grid;position:relative}.journey-timeline li:last-child{padding-bottom:0}.journey-timeline li:not(:last-child):after{background:var(--line-strong);content:"";width:1px;position:absolute;top:36px;bottom:4px;left:15px}.journey-timeline-mark{z-index:1;border:1px solid var(--line-strong);width:32px;height:32px;color:var(--muted);background:var(--white);border-radius:50%;place-items:center;font-size:.76rem;font-weight:800;display:grid}.journey-timeline li.is-complete .journey-timeline-mark{color:var(--white);border-color:var(--ink);background:var(--ink)}.journey-timeline li.is-active .journey-timeline-mark{color:var(--white);border-color:var(--red-dark);background:var(--red-dark)}.journey-timeline li div{align-content:start;gap:4px;min-width:0;padding-top:5px;display:grid}.journey-timeline strong{font-size:.95rem}.journey-timeline small{color:var(--muted);font-size:.82rem;line-height:1.45}.journey-bullets{gap:10px;margin:12px 0 0;padding:0;list-style:none;display:grid}.journey-bullets li{color:var(--muted);grid-template-columns:8px minmax(0,1fr);align-items:start;gap:12px;font-size:.92rem;line-height:1.5;display:grid}.journey-bullets li:before{background:var(--red-dark);content:"";border-radius:50%;width:8px;height:8px;margin-top:.45em}.customer-dashboard-disclaimer{max-width:78ch;color:var(--muted);margin:4px 0 0;font-size:.78rem;line-height:1.55}@media (max-width:1024px){.journey-split,.journey-confirm-split,.journey-dashboard-grid{grid-template-columns:minmax(0,1fr)}.journey-confirm-contact{position:static}.journey-title{font-size:clamp(2.4rem,6vw,3.4rem)}.journey-lede{max-width:60ch}.journey-progress-summary{display:block}.journey-progress-detail{display:none}.journey-progress-rail .journey-progress-steps{flex-wrap:wrap;gap:8px 10px;display:flex}.journey-progress-rail .journey-progress-step{border:1px solid var(--line);background:var(--white);border-radius:999px;align-items:center;gap:8px;padding:5px 14px 5px 5px;display:inline-flex}.journey-progress-rail .journey-progress-marker{width:22px;height:22px;font-size:.68rem}.journey-progress-rail .journey-progress-label{font-size:.82rem}.journey-progress-rail .journey-progress-step:not(:last-child):before{display:none}}@media (max-width:768px){.journey-header,.journey-main,.journey-dashboard{width:min(100% - 32px,640px)}.journey-header{padding-bottom:28px}.journey-title{font-size:clamp(2.2rem,8vw,3rem)}.journey-panel{border-radius:14px}.journey-form-grid,.journey-detail-grid{grid-template-columns:minmax(0,1fr)}.journey-field-wide{grid-column:auto}.journey-detail-grid>div:nth-child(2n){border-left:0}.journey-detail-grid>div:nth-last-child(-n+2){border-bottom:1px solid var(--line-soft)}.journey-detail-grid>div:last-child{border-bottom:0}.journey-facts-rows>div{grid-template-columns:minmax(0,1fr);gap:4px}.journey-facts-rows dd{text-align:left}.journey-actions{flex-direction:column-reverse;align-items:stretch}.journey-actions .journey-primary,.journey-step-actions .journey-primary{width:100%;min-width:0}.journey-step-actions{flex-direction:column;align-items:stretch}.myinfo-value-record>div{grid-template-columns:minmax(0,1fr);gap:2px}}.journey-submission-list{gap:16px;padding:0;list-style:none;display:grid}.journey-submission-list>li{border-bottom:1px solid var(--line-soft);grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:16px;padding-block:16px;display:grid}.submission-meta{grid-template-columns:minmax(0,1fr);gap:6px;min-width:0;display:grid}.submission-meta strong{overflow-wrap:anywhere}.submission-status{text-transform:capitalize;font-weight:700}.submission-date{color:var(--muted)}@media (max-width:430px){.journey-submission-list>li{grid-template-columns:minmax(0,1fr)}.journey-submission-list form,.journey-submission-list button{width:100%}.journey-mobile-control{grid-template-columns:minmax(0,1fr)}.journey-mobile-control select{border-right:0;border-bottom:1px solid var(--line-soft)}.journey-panel,.journey-card{padding:20px 16px}.journey-step-actions{padding:18px 16px}.customer-document-dropzone{min-height:148px;padding:18px 14px}.journey-file{grid-template-columns:20px minmax(0,1fr)}.journey-file-status{grid-column:2}.journey-progress-bar .journey-progress-step,.journey-progress-rail .journey-progress-step{padding:5px 12px 5px 5px}}@media (hover:hover) and (pointer:fine){.journey-logo:hover{opacity:.82}.journey-primary:hover{background:var(--focus)}.journey-secondary:hover{color:var(--white);background:var(--ink)}.journey-ghost:hover{border-color:var(--ink);background:var(--paper-deep)}.journey-back:hover{color:var(--ink)}.journey-accordions summary:hover{color:var(--red-dark)}.customer-document-dropzone:hover{border-color:var(--red-dark);background:var(--paper-deep)}.customer-document-dropzone.is-disabled:hover{border-color:var(--line-strong);background:var(--paper)}}@media (prefers-reduced-motion:reduce){.journey-logo,.journey-primary,.journey-secondary,.journey-ghost,.journey-back,.journey-field input,.journey-input-affix,.journey-mobile-control,.journey-accordions summary,.journey-accordion-marker:after,.customer-document-dropzone{transition:none}.journey-primary:active,.journey-secondary:active,.journey-accordions details[open] .journey-accordion-marker:after{transform:none}}.journey-dashboard-layout{grid-template-columns:minmax(190px,3fr) minmax(0,9fr);align-items:start;gap:clamp(24px,4vw,56px);display:grid}.journey-dashboard-progress-card{border:1px solid var(--line);background:var(--white);border-radius:16px;align-content:start;gap:10px;min-width:0;padding:22px 18px;display:grid;position:sticky;top:24px}.journey-dashboard-card-reference{overflow-wrap:anywhere;color:var(--ink);letter-spacing:.08em;margin:0 0 10px;font-size:.82rem;font-weight:800}.journey-dashboard-content{gap:24px;min-width:0;display:grid}.journey-dashboard-heading{justify-items:start;gap:14px;min-width:0;display:grid}.journey-dashboard-mobile-progress{display:none}.journey-dashboard-column{align-content:start;gap:24px;min-width:0;display:grid}.journey-read-only-notice{border-top:1px solid var(--line-soft);color:var(--muted);margin:0;padding-top:12px;font-size:.82rem;line-height:1.5}.journey-status-pill.is-terminal{color:var(--muted)}.journey-status-pill.is-terminal .journey-pending-indicator{background:var(--muted);border-color:var(--muted);box-shadow:none}@media (max-width:1024px){.journey-dashboard-layout{grid-template-columns:minmax(0,1fr)}.journey-dashboard-progress-card{position:static}.journey-current-loan-edit .journey-dashboard-progress-card,.journey-dashboard-progress-card .journey-progress{display:none}.journey-dashboard-mobile-progress{display:block}}@media (max-width:720px){.journey-header-actions{flex-wrap:wrap;justify-content:flex-end}.journey-dashboard-primary{grid-template-columns:minmax(0,1fr)}.journey-dashboard-progress-card{border-radius:12px;padding:18px 16px}}.dashboard-status-bar{min-width:0}.dashboard-status-bar ol{grid-template-columns:repeat(3,minmax(0,1fr));margin:0;padding:0;list-style:none;display:grid}.dashboard-status-bar li{align-items:flex-start;gap:8px;min-width:0;padding-right:12px;display:flex;position:relative}.dashboard-status-bar li:not(:last-child):after{z-index:0;content:"";background:var(--line);height:2px;position:absolute;top:11px;left:24px;right:0}.dashboard-status-marker{z-index:1;border:2px solid var(--ink);width:24px;height:24px;color:var(--white);background:var(--ink);border-radius:50%;flex:0 0 24px;place-items:center;font-size:.7rem;display:grid}.dashboard-status-bar li>span:last-child{z-index:1;background:var(--white);gap:2px;min-width:0;display:grid}.dashboard-status-bar strong,.dashboard-status-bar small{overflow-wrap:anywhere}.dashboard-status-bar strong{font-size:.82rem}.dashboard-status-bar small{color:var(--muted);font-size:.72rem;line-height:1.3}.dashboard-status-bar .is-current .dashboard-status-marker{border-color:var(--red-dark);background:var(--red-dark)}.dashboard-status-bar .is-terminal .dashboard-status-marker{border-color:var(--muted);background:var(--muted)}@media (max-width:720px){.dashboard-status-bar ol{grid-template-columns:repeat(3,minmax(0,1fr))}.dashboard-status-bar strong{font-size:.72rem}.dashboard-status-bar small{font-size:.64rem}}.dashboard-status-bar[role=status]{border:1px solid var(--line);border-left:4px solid var(--red-dark);background:var(--paper);border-radius:12px;gap:8px;min-width:0;padding:18px;display:grid}.dashboard-status-bar[role=status] h2,.dashboard-status-bar[role=status] p{margin:0}.dashboard-status-bar[role=status] h2{font-size:clamp(1.3rem,2vw,1.7rem)}.dashboard-status-bar[role=status]>p:not(.journey-overline,.journey-read-only-notice){color:var(--muted);font-size:1rem;line-height:1.5}.journey-dashboard-documents,.journey-documents{min-width:0}.journey-document-options{gap:10px;display:grid}.journey-document-options>div{border-top:1px solid var(--line-soft);grid-template-columns:minmax(0,1fr) auto auto;align-items:center;gap:12px;min-width:0;padding:14px 0;display:grid}.journey-document-options strong,.journey-document-options span,.journey-document-options a{overflow-wrap:anywhere}.journey-document-options strong span{color:var(--muted);font-weight:600}@media (max-width:720px){.journey-dashboard-band{grid-template-columns:minmax(0,1fr)}.customer-dashboard-actions{width:100%}.journey-document-options>div{grid-template-columns:minmax(0,1fr);gap:8px}.journey-document-options a{align-items:center;min-height:44px;display:inline-flex}.journey-current-loan-edit .journey-form-grid{grid-template-columns:minmax(0,1fr)}.journey-current-loan-edit input{min-width:0;font-size:16px}}.customer-flow-shell{width:min(980px,100% - 48px);padding:28px 0 88px}.customer-flow-header{justify-content:space-between;align-items:center;margin-bottom:clamp(58px,9vw,112px);display:flex}.customer-flow-logo{color:var(--red-dark);letter-spacing:.12em;font-size:.78rem;font-weight:900;text-decoration:none}.customer-flow-intro{max-width:760px;margin-bottom:42px}.customer-flow-kicker{color:var(--red-dark);letter-spacing:.08em;margin-bottom:12px;font-size:.72rem;font-weight:800}.customer-flow-intro h1{max-width:700px;margin-bottom:20px;font-size:clamp(3.1rem,8vw,6.2rem);line-height:.92}.customer-flow-intro-compact h1{max-width:820px;font-size:clamp(3rem,7vw,5.4rem)}.customer-flow-intro>p:last-child{max-width:680px;color:var(--muted);margin-bottom:0;font-size:clamp(1rem,1.6vw,1.16rem);line-height:1.55}.customer-flow-card{border:1px solid color-mix(in srgb, var(--red) 38%, var(--line));background:var(--white);border-radius:20px;padding:clamp(24px,4vw,42px);box-shadow:0 24px 70px #b5172b12}.customer-flow-field{gap:7px;display:grid}.customer-flow-field>span{color:var(--muted);font-size:.74rem;font-weight:700}.customer-flow-field small{color:var(--muted);line-height:1.4}.customer-flow-field input{border:1px solid var(--line-strong);width:100%;min-height:54px;color:var(--ink);background:var(--paper);font:inherit;border-radius:9px;padding:0 15px}.customer-flow-field input:focus-visible{border-color:var(--red-dark);outline:3px solid var(--focus);outline-offset:1px}.customer-flow-primary{width:100%;min-height:54px;color:var(--white);background:var(--ink);font:inherit;cursor:pointer;border:0;border-radius:9px;margin-top:22px;font-weight:800}.customer-flow-primary:focus-visible{outline:3px solid var(--focus);outline-offset:3px}.customer-document-error{color:var(--red-dark);margin:0;font-size:.82rem;font-weight:700}.customer-login-shell{width:min(680px,100% - 48px)}.customer-login-shell .customer-flow-header{margin-bottom:64px}.customer-login-card{max-width:620px}.customer-login-demo-code{color:var(--ink);background:var(--red-soft);border-radius:8px;margin:18px 0 0;padding:12px 14px;font-size:.82rem}@media (hover:hover) and (pointer:fine){.customer-flow-primary:hover{background:var(--focus)}}@media (max-width:720px){.customer-flow-shell,.customer-login-shell{width:min(100% - 32px,620px);padding-top:20px}.customer-flow-header{margin-bottom:56px}.customer-flow-intro h1{font-size:clamp(3rem,15vw,4.5rem)}.customer-flow-card{border-radius:15px}}.journey-dashboard{min-width:0;overflow-x:clip}.journey-dashboard-heading{gap:12px;min-width:0;max-width:760px;display:grid}.journey-dashboard-heading .journey-title{font-size:clamp(2.35rem,5vw,4.5rem)}.journey-dashboard-heading .journey-kicker{margin-bottom:0}.journey-dashboard-heading .journey-lede{max-width:60ch}.journey-dashboard-hero{border-bottom:1px solid var(--line);grid-template-columns:minmax(0,3fr) minmax(320px,2fr);align-items:start;gap:clamp(24px,4vw,48px);min-width:0;padding-bottom:clamp(28px,4vw,48px);display:grid}.journey-dashboard-narrative{align-content:start;gap:18px;min-width:0;display:grid}.journey-dashboard-narrative .journey-kicker{margin-bottom:0}.journey-dashboard-narrative .journey-title{max-width:22ch;font-size:clamp(1.8rem,3.2vw,2.75rem)}.journey-dashboard-narrative .journey-lede{max-width:52ch}.journey-dashboard-note{border:1px solid var(--line);color:var(--muted);border-radius:10px;align-items:flex-start;gap:10px;margin:4px 0 0;padding:14px 16px;font-size:.82rem;line-height:1.5;display:flex}.journey-dashboard-note span{color:var(--muted)}.journey-read-only-notice{color:var(--muted);margin:0;font-size:.82rem;font-weight:700}.dashboard-rail{gap:20px;margin:4px 0 0;padding:0;list-style:none;display:grid}.dashboard-rail-step{min-width:0;color:var(--muted);align-items:center;gap:14px;padding-bottom:20px;font-weight:700;display:flex;position:relative}.dashboard-rail-step:last-child{padding-bottom:0}.dashboard-rail-step:not(:last-child):after{content:"";background:var(--line);width:2px;position:absolute;top:24px;bottom:0;left:11px}.dashboard-rail-marker{z-index:1;border:2px solid var(--line-strong);background:var(--white);border-radius:50%;flex:none;width:22px;height:22px;display:block;position:relative}.dashboard-rail-step.is-complete{color:var(--ink)}.dashboard-rail-step.is-complete .dashboard-rail-marker{border-color:var(--ink);background:var(--ink)}.dashboard-rail-step.is-current{color:var(--ink)}.dashboard-rail-step.is-current .dashboard-rail-marker{border-color:var(--red-dark);background:var(--white);box-shadow:inset 0 0 0 4px var(--red-dark)}.dashboard-rail.is-terminal .dashboard-rail-step.is-current .dashboard-rail-marker{border-color:var(--muted);box-shadow:inset 0 0 0 4px var(--muted)}.journey-dashboard-evidence{border:1px solid var(--line);border-top:4px solid var(--red-dark);background:var(--white);border-radius:12px;align-content:start;gap:14px;min-width:0;padding:clamp(22px,3vw,34px);display:grid;box-shadow:0 12px 34px #1a1a1a0d}.journey-dashboard-evidence h2{margin:0;font-size:clamp(1.25rem,2.2vw,1.6rem)}.journey-dashboard-evidence-count{color:var(--red-dark);margin:0;font-size:.78rem;font-weight:800}.journey-dashboard-lede{max-width:70ch;color:var(--muted);margin:0;line-height:1.55}.journey-dashboard-evidence-list{gap:8px;display:grid}.journey-dashboard-evidence-row{border:1px solid var(--line-soft);background:var(--paper);overflow-wrap:anywhere;border-radius:8px;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:14px;min-width:0;min-height:60px;padding:16px;display:grid}.journey-dashboard-evidence-link{min-height:60px;color:inherit;transition:border-color .15s ease, background-color .15s ease, transform .12s var(--ease-out);text-decoration:none}.journey-dashboard-evidence-link:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-color:var(--focus);background:var(--white)}.journey-dashboard-evidence-link:active{transform:scale(.99)}.journey-dashboard-evidence-state{border:1px solid var(--line);color:var(--muted);overflow-wrap:anywhere;border-radius:999px;padding:4px 10px;font-size:.72rem;font-weight:700}.customer-dashboard-actions{gap:14px;width:100%;margin-top:12px;display:grid}.journey-dashboard-action{width:100%;min-height:48px;padding:13px 20px}.journey-dashboard-savings{min-width:0}.journey-dashboard-savings .savings-comparison-card{border-color:var(--line);box-shadow:none;background:#f8f7f5;margin:0}.journey-dashboard-savings .declare-calculator-label{text-align:center;font-size:clamp(1.5rem,3vw,2.25rem)}.journey-dashboard-savings .savings-metric-highlight{color:var(--ink)}.journey-dashboard-savings .savings-metric-tag{color:var(--ink);background:var(--paper-deep)}.savings-metrics{border-bottom:1px solid var(--line);grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;margin:0 0 18px;padding-bottom:18px;display:grid}.savings-metrics dt{color:var(--muted);text-transform:uppercase;letter-spacing:.04em;gap:6px;font-size:.74rem;font-weight:700;display:grid}.savings-metrics dd{overflow-wrap:anywhere;margin:6px 0 0;font-size:clamp(1.15rem,2vw,1.5rem);font-weight:800}.savings-metric-tag{background:var(--red-soft);color:var(--red-dark);text-transform:uppercase;letter-spacing:.03em;border-radius:999px;padding:2px 8px;font-size:.64rem;font-weight:800;display:inline-block}.savings-metric-highlight{color:var(--red-dark)}.journey-dashboard-result{border-block:1px solid var(--line);text-align:center;justify-items:center;gap:10px;min-width:0;padding:clamp(30px,5vw,56px);display:grid}.journey-dashboard-result.has-offer{border:2px solid var(--red-dark);text-align:left;background:var(--white);border-radius:14px;justify-items:stretch;gap:16px}.journey-dashboard-empty-result{justify-items:center;gap:10px;display:grid}.journey-dashboard-empty-icon{background:var(--red-soft);border-radius:50%;width:48px;height:48px;display:block}.journey-dashboard-offer-state{color:var(--ink);margin:0;font-size:clamp(1.05rem,1.8vw,1.25rem);font-weight:700;line-height:1.3}.customer-offer{gap:14px;min-width:0;display:grid}.customer-offer .journey-dashboard-note{border:0;border-top:1px solid var(--line-soft);border-radius:0;padding:10px 0 0}.journey-dashboard-secondary{border-top:1px solid var(--line);min-width:0}.journey-dashboard-details details{border-bottom:1px solid var(--line)}.journey-dashboard-details summary{cursor:pointer;justify-content:space-between;align-items:center;min-height:44px;padding:14px 0;font-weight:700;list-style:none;display:flex}.journey-dashboard-details summary::-webkit-details-marker{display:none}.journey-dashboard-details summary:after{content:"⌄";color:var(--red-dark);font-size:1.3rem;transition:transform .16s;display:inline-block}.journey-dashboard-details details[open] summary:after{transform:rotate(180deg)}.journey-dashboard-detail-body{min-width:0;padding:4px 0 24px}.journey-dashboard-section{gap:14px;padding:28px 0 0;display:grid}.journey-dashboard-section h3{margin:12px 0 -4px;font-size:1rem}.journey-dashboard-history ol{gap:0;margin:0;padding:0;list-style:none;display:grid}.journey-dashboard-history li{border-bottom:1px solid var(--line-soft);grid-template-columns:minmax(100px,.25fr) minmax(100px,.3fr) minmax(0,1fr);gap:14px;padding:12px 0;font-size:.82rem;display:grid}.journey-dashboard-history time,.journey-dashboard-history span{color:var(--muted);overflow-wrap:anywhere}@media (max-width:768px){.journey-dashboard{width:min(100% - 32px,640px);overflow-x:clip}.journey-dashboard-hero{grid-template-columns:minmax(0,1fr);gap:24px}.journey-dashboard-secondary{min-width:0;overflow-x:clip}.journey-dashboard-heading .journey-title{font-size:clamp(2rem,10vw,3rem)}.journey-dashboard-narrative .journey-title{font-size:clamp(1.7rem,7vw,2.1rem)}.journey-dashboard-evidence,.journey-dashboard-result{padding:20px 18px}.customer-dashboard-actions{gap:12px;margin-top:14px}.journey-dashboard-evidence-row{min-height:64px;padding:16px 14px}.savings-metrics{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.journey-dashboard-history li{grid-template-columns:minmax(0,1fr);gap:4px}.journey-dashboard-details .journey-facts-rows>div{grid-template-columns:minmax(0,1fr)}.journey-dashboard-details .journey-facts-rows dd{text-align:left}}@media (hover:hover) and (pointer:fine){.customer-dashboard-actions .journey-primary:hover{background:var(--focus)}}
