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Verified loans. A clear lower-rate rule.

ypaymore reviews existing licensed-lender loans and may check whether another option is available.

Why ypaymore exists

A low rate only matters when the full deal works.

A rate found through a loan platform or directly from a licensed lender is a useful starting point. ypaymore uses the loan you already have as the benchmark.

We verify the rate together with the monthly repayment, remaining term, fees and conditions. For qualifying loans, our aim is to find an option around 1% lower than your verified current rate.

What ypaymore does

Your loans. Three clear steps.

  1. 01

    Start with the loan you have

    Share the current rate, repayment, balance, months remaining and the documents requested in the application.

  2. 02

    We check for a possible option

    ypaymore takes the verified facts to licensed lenders it works with. Any possible option includes the lender’s full terms.

  3. 03

    See the terms and decide

    Compare the rate, repayment, fees, conditions and validity. Your current loan stays unchanged unless you choose to proceed.

What ypaymore does not do

Clear boundaries matter.

Not a lender

ypaymore does not approve, issue or disburse loans.

Not a loan marketplace

We start with the licensed-lender loan you already have instead of listing new-loan products.

No automatic switch

Nothing changes unless you see the terms and choose to proceed.

How we protect your information

Know what happens before you send anything.

Singpass and MyinfoYou choose which approved details to share. Singpass does not approve a loan.

Sensitive documentsUse only the secure application path shown by ypaymore. Do not send an MLCB report or loan contract through social media, ordinary email or WhatsApp.

Your decisionSee the lender’s full terms first. Your current loan remains unchanged unless you choose to proceed.

Company information

The details behind ypaymore.

Legal entity
YPAYMORE PTE. LTD.
Former legal name
SINGLOAN PTE. LTD.
UEN
202637829Z
Incorporated
18 August 2026
Company status
Live company
Registered address
60 Paya Lebar Road, Singapore 409051
Official contact
info@ypaymore.sg
Identity source
ACRA Business Profile dated 04 September 2026
Questions about the serviceRead the FAQs →How information is handledRead the privacy notice →Check a lender or suspicious contactRead the anti-scam guide →

Ready to start?

For qualifying loans, our aim is to find an option around 1% lower than your verified current rate.

Terms and conditions apply. Any option is subject to the licensed lender’s approval, eligibility, validity, and final terms. This is not guaranteed.