How it works

A simple review of the loan you have.

We check what you’re paying, look for a better option, and show you the full terms before you decide.

How it works

Show us your loan. We’ll do the checking.

  1. Tell us about your loan

    Start with the personal loan you already have from a licensed lender. When you choose to start, we’ll take you through Singpass/Myinfo identity and consent.

  2. Send us your MLCB report

    We’ll show you how to get your MLCB Loan Information Report for this non-bank route and where to send it securely when that path is available. We’ll explain this step before you send anything. Do not send a report by email or WhatsApp.

  3. We check for a possible option

    We may check whether a better option is available with a licensed lender. You see every term before deciding.

After Singpass

After identity and consent are confirmed, ypaymore explains the next required step in the review.

Before the review

ypaymore explains the MLCB report step. Do not send a report by email or WhatsApp.

Before you decide

If a licensed lender confirms an option, you see the full terms before deciding whether to proceed.