How it works
Your next loan. Your choice.
Tell us what you need, compare available options and decide which lenders you want to meet.
A clear path from start to appointment.
- 01
Tell us what you need
Enter your requested amount, monthly income and whether you have outstanding loans. You can apply with or without an existing loan.
- 02
Choose an optional review
Have existing loans? You can ask us to check for a lower rate separately. Loan details and documents are optional at this step. Choose “Skip for now” to continue without them.
- 03
Verify and confirm
Continue with consent-based Singpass/Myinfo, then review and confirm your phone and email. You do not need to sign up by email before starting.
- 04
Compare, choose, meet
See available options and select up to three. Lender names are shown before booking. Choose an available time and submit your booking; it is confirmed only after it saves successfully.
Existing loans
A separate check. Always your choice.
An existing-loan review does not hold up your new borrowing. If you opt in and skip the supporting information, our team will follow up for what is missing.
More about the reviewAn appointment, not loan approval.
YPayMore is a marketing service, not a lender. The lender decides eligibility, approval and final terms. An option, selection or confirmed appointment does not guarantee a loan, rate or saving.
Your next step
Why am I paying more?
Compare the terms before you decide. Any option is subject to the lender’s eligibility, approval and final terms.